A hotel credit card we’ve held since its debut several years ago is running a limited-time offer — but it expires in about a month.
New members of the IHG One Rewards Premier Credit Card can earn 140,000 bonus points after spending $3,000 on purchases within three (3) months of being approved.. The card carries a $99 annual fee.
This isn’t the best promotion we’ve seen for this card — but it’s close. If I recall correctly, the highest-ever offer was 175,000 points or 170,000 points. I’m not sure when (or if) we’ll see that promotion return.
And here’s something I appreciate about IHG card welcome offers: they don’t come with restrictive, family language like a certain other hotel chain’s cards do. *cough* Marriott Bonvoy.
What’s So Special About the Card?
My wife and I both have IHG Premier Card accounts. Why? We love the annual Reward Night feature that kicks in the second year of card membership. It’s redeemable for a rate of 40,000 points or less. We think a great deal for a $99 card. If you want to stay somewhere charging more than 40,000 points for a night, you can pay the difference with IHG points.
We used a free night award at the InterContinental Times Square in New York and another at the Kimpton Muse. I also redeemed one for a stay at the HY36 in Midtown. (Wow. I never realized how often we use our free nights to stay in Manhattan. 🙂 ) I also really like the Holiday Inn Express at London Heathrow’s T4 — but that generally can be had for a good points redemption.
We’ve scored a couple of nice upgrades, too, thanks to our complimentary IHG Rewards One Platinum Elite status — a perk of the card.
Here’s how its points earnings break down for each dollar spent on eligible purchases:
- Up to 26X charged to the card during stays at IHG properties.
- 5X on travel purchases.
- 5X at gas stations
- 5X on dining
- All other qualifying purchases earn 3X.
Plus, the card comes with a Fourth Night Free benefit: use IHG points to book three consecutive nights at one property — and there’s no room or tax charge for the fourth night of the stay. In other words, stay four nights for the price of three. My family used that a couple of times and love the perk.
To be honest, we rarely actually use our IHG card for purchases. We occasionally take advantage of Chase Offers. But the Reward Award and Fourth Night Free benefits are key for us. (We also hold several Chase Ultimate Rewards® points-earning cards such as the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, and Ink Business Cash® Credit Card . We can transfer those points to IHG, which is a Chase partner.
Other notable benefits:
- Earn 10,000 bonus IHG points and a $100 statement credit after spending $20,000 on eligible purchases during a calendar year.
- Receive a Global Entry, TSA PreCheck®, or NEXUS statement credit of up to $100 (every four years) when using your card to pay for application fees associated with those services.
- Cardmembers can receive up to $50 United Airlines TravelBank Cash to use on United Airlines purchases. Just enter your IHG Premier card number into your United MileagePlus® account.
Learn here how to apply for the IHG® Rewards Premier Credit Card
Keep in mind this is a Chase card — and subject to the 5/24 rule. Basically, you won’t be approved for any Chase cards if you’ve been approved for five or more credit cards within the past 24 months.
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I have 5 Chase cards including the IHG one but have not applied for a Chase Card for more than 2 years. Can I apply for a second IHG Card? thank you
Here’s what the offer’s terms state: “This product is not available to either (i) current cardmembers of any personal IHG One Rewards Credit Card, or (ii) previous cardmembers of any personal IHG One Rewards Credit Card who received a new cardmember bonus for any personal IHG One Rewards Credit Card within the last 24 months.”
Keep in mind the 5/24 rule is being approved for five cards from any issuer during the past 24 months.