Ink Business Cash® Credit Card

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Eye of the Flyer and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases made during shopping sessions or signups initiated from clicking those links.


Do you have a cell phone? The no-annual-fee Ink Business Cash® Credit Card can easily help you rack up points.

Current Welcome Offer: Earn $750 bonus cash back (75,000 points) after you spend $6,000 on purchases in the first three (3) months of being approved for card membership.

What Kind of Points/Miles the Card Earns: Chase Ultimate Rewards® points that can be converted to cashback (statement credit, direct deposit, mailed check) or used toward travel, gift card redemptions, donations, or other rewards. Unlike some other cash back cards, there’s no minimum required to redeem your points toward cash back.

Annual Fee: $0

Foreign Transaction Fees: foreign_transaction_fee

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Points Earnings:

  • Earn 5% cash back/5X on the first $25,000 spent in combined purchases each account anniversary year on these two categories (then 1%):
    • at office supply stores
    • on internet, cable, and phone services
  • Earn 2% cash back/2X on the first $25,000 spent in combined purchases each account anniversary year on these two categories (then 1%):
    • gas stations
    • restaurants
  • Earn 1%/1X on all other eligible transactions.

Why We Love It:

If you have a cell phone bill, you need the Ink Business Cash® Credit Card. 5X on phone services can add up very quickly. (Our strategy: use the Amex Business Platinum card’s $10 monthly wireless credit and then pay the balance on our Ink Business Cash® Credit Card.)

The 5X at office supply stores (and their websites) is also a great bonus.

What We Don’t Love

A foreign transaction fee? Really? We occasionally do business outside the United States — and don’t use the Ink Cash for those purchases. (You may already hold a card with no foreign transaction fees.)

We wish the 2X categories were maybe a little sweeter — some of us actually take clients to restaurants. But then again, it’s a no-annual-fee card. Beggars can’t be choosers.

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Eye of the Flyer and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases made during shopping sessions or signups initiated from clicking those links.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.