Do you have a cell phone? The no-annual-fee Ink Business Cash® Credit Card can easily help you rack up points.
What Kind of Points/Miles the Card Earns: Chase Ultimate Rewards® points that can be converted to cashback (statement credit, direct deposit, mailed check) or used toward travel, gift card redemptions, donations, or other rewards. Unlike some other cash back cards, there’s no minimum required to redeem your points toward cash back.
Annual Fee: $0
Foreign Transaction Fees: foreign_transaction_fee
APR: intro_apr_rate,intro_apr_duration then reg_apr,reg_apr_type.
- Earn 5% cash back/5X on the first $25,000 spent in combined purchases each account anniversary year on these two categories:
- at office supply stores
- on internet, cable, and phone services
- Earn 2% cash back/2X on the first $25,000 spent in combined purchases each account anniversary year on these two categories:
- gas stations
- 1X all other eligible purchases and after the $25,000 thresholds have been met.
Why We Love It:
If you have a cell phone bill, you need the Ink Business Cash® Credit Card. 5X on phone services can add up very quickly. (Our strategy: use the Amex Business Platinum card’s $10 monthly wireless credit and then pay the balance on our Ink Business Cash® Credit Card.)
The 5X at office supply stores (and their websites) is also a great bonus.
What We Don’t Love
foreign_transaction_fee Really? We occasionally do business outside the United States. (You may already hold a card with no foreign transaction fees.)
We wish the 2X categories were maybe a little sweeter — some of us actually take clients to restaurants. But then again, it’s a no-annual-fee card. Beggars can’t be choosers.
Where Can You Apply?
Here is an affiliate link (thank you!) to our friends at CardRatings. We don’t see any information (name, address, SSN, income, favorite child — and we know you have one –, your father’s maiden name, etc.) you submit.
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