Chase Sapphire Preferred® Card

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The Chase Sapphire Preferred® Card is one of the classic “beginner” cards for those new to the points-and-miles world! It’s also a great points earning product.

Learn here how to apply for the Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card® Card

Current Welcome Offer: Earn 75,000 bonus Chase Ultimate Rewards® points after you spend $4,000 on eligible purchases within three (3) months of being approved for card membership. (Learn here how to apply for this offer.)

What Kind of Points/Miles the Card Earns: Chase Ultimate Rewards® points that can be converted to cashback (statement credit, direct deposit, mailed check) or used toward travel, gift card redemptions, donations, or other rewards. Unlike some other cash back cards, there’s no minimum required to redeem your points toward cash back.

Annual Fee: $95

Foreign Transaction Fees: $0

Points Earnings

  • 10X bonus each anniversary year on each dollar you spent the previous year!
  • 5X on Lyft purchases through March 2025
  • 5X on travel purchased through Chase Travel℠
  • 5X on Peloton purchases
    • Purchases much be over $150
    • Maximum of 25,000 total points may be earned on this through March 31, 2025
  • 3X on dining
  • 3X on select streaming services
  • 3X on online grocery purchases
  • 2X on all other travel purchases
  • 1X all other purchases

You can redeem points for a 25% bonus when purchasing travel through Chase Travel℠.

Other Card Features:

  • $50 annual Ultimate Rewards Hotel Credit
  • Chase Luxury Hotel & Resort Collection benefits
    • Daily breakfast for two
    • Special benefit worth up to $100
      • i.e., resort credit, spa credit, etc. (determined by each property)
    • Complimentary WiFi
    • Room upgrade (if available)
    • Early check-in and late check-out (if available)
  • Instacart benefits
    • Complimentary six-month Instacart+ membership
    • Earn up to $15 in statement credits each quarter through July 2024
    • Activate by July 31, 2024
  • DoorDash DashPass subscription
    • Complimentary access to DashPass (a membership for both DoorDash and Caviar) which entitles you to $0 delivery fees and lower service fees on eligible orders for at least one year
      • Activate by December 31, 2024.
  • Ennismore Hotel benefits
    • Complimentary 4th night, late checkouts and more at Delano, Hyde, Mondrian, House of Originals and SLS hotels and resorts around the world.

Where Can You Apply?: Learn here how to apply. We don’t see any information (name, address, SSN, income, favorite child, your mother’s real maiden name, etc.) you submit.

Learn here how to apply for the Chase Sapphire Preferred® Card

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.