The IHG One Rewards Premier Credit Card is a solid card offering a generous welcome promotion, Platinum Elite status, an annual Anniversary Night (starting year two), and much more.
Card Type: Mastercard World Elite
What Kind of Points/Miles the Card Earns: IHG Rewards One points
Annual Fee: $99
Additional Cardholders: $0
Foreign Transaction Fees: $0
- Up to 26X total per dollar (yes) spent during IHG stays
- 5X on travel
- 5X at restaurants
- 5X at gas stations
- 3X on all other eligible purchases
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Card Features and Benefits
There are two huge reasons we hold the IHG One Rewards Premier Credit Card:
The first is the annual Anniversary Night starting the second year of card membership. It’s redeemable for a night valued at up to 40,000 points. If you find a night valued at more than 40,000, you can use your IHG points to make up the difference. (Remember that IHG is a Chase Ultimate Rewards® points transfer partner.)
Next is the Fourth Night Free benefit. When you book an award stay (with points) for three consecutive nights, you can stay a fourth night for 0 points. This can really help you save money during a vacation. It’s one of the reasons we think the card is especially great for couples and families.
Cardmembers are given IHG One Rewards Platinum Elite status. This comes with perks such as:
- Room upgrades (when available)
- Guaranteed room availability
- Complimentary internet
- Priority check-in
- Late check-out
- Welcome amenity (usually 500 points or a free alcoholic beverage)
- $30 In-room spa credit
Finally, you can earn a Global Entry, TSA PreCheck® or NEXUS statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. Remember that you can always “gift” that benefit to someone else if you already have (or don’t want) it.
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