This is great news for Amazon shoppers.
Well, some of them. The ones who hold Chase Freedom Flex℠ cards will be happy. (If you don’t yet hold the no-annual-fee Chase Freedom Flex℠ card, read why we think it deserves a place in your wallet.)
Chase announced this week that Amazon purchases and Lowe’s purchases charged to the card are the 2nd quarter 5% cashback bonus categories for Chase Freedom Flex℠ and the legacy Chase Freedom card (no longer open for new applications).
You must manually enroll in the promotion. Visit ChaseBonus.com and enter the primary cardmember’s last name, the last four digits of the card’s account number, and the billing ZIP Code.
The 5% bonus is applicable to the first $1500 in combined spending across those categories between April 1 and June 30. In other words, the most you can earn through a quarter’s promotion is $75 back. (Hey, that’s better than a kick to the head — especially for a no-annual-fee card!)
The bonus is technically awarded as 5X Chase Ultimate Rewards®. You decide how to redeem the points: cashback, statement credit, gift cards, apply toward travel purchased through Chase’s travel service, transfer to Chase travel partner, etc.
The points are potentially worth more than 5X — if you have a card_name, card_name, or card_name. CSR cardholders can redeem points at a 50% bonus when purchasing travel through Chase, essentially making the 5X worth 7.5 cents. CSP and CIP members, meanwhile, can redeem them for travel at a 25% bonus.
Eligible Amazon Purchases
Chase does a good job of spelling out what qualifies as an eligible purchase and what doesn’t.
Qualifying purchases include “purchases made at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by thirdparty merchants through Amazon.com’s marketplace) and Whole Foods Market (including physical Whole Foods Market and Whole Foods Market 365 stores, and the website accessible at www.wholefoodsmarket.com).”
I appreciate that Amazon gift cards are included. I might start some Christmas shopping once the promotion goes live.
Excluded are “(i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon, (iii) purchases made at international Whole Foods Market sites, (iv) purchases of Whole Foods Market or Whole Foods Market 365 products or services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, (v) online purchases of Whole Foods Market or Whole Foods Market 365 gift cards (including through buyatab.com), event tickets or classes, (vi) purchases from certain third-party vendors operating at Whole Foods Market sites, (vii) purchases of massage services at any Whole Foods Market site, or (viii) purchases from Spa@Ink, in each case in Amazon’s sole discretion.”

Eligible Lowe’s Purchases
This copy isn’t as long. 🙂
Eligible purchases are those “made at Lowe’s physical stores and Lowes.com including a variety of goods and services provided by merchant.”
But you won’t earn the bonus on “purchases from contractors or specialists for providing a home improvement service are not eligible in the category. Transactions through a third-party provider will not be included in this category.”
Final Approach
Amazon purchases and Lowe’s purchases are the second quarter’s 5% cashback bonus for Chase Freedom Flex℠ (learn more) and the legacy Chase Freedom card. Make sure to sign up now — and start saving money on April 1!
The Chase Freedom Flex℠ is not available through our affiliate partner. All information about the card has been independently collected by Eye of the Flyer. The content has not been independently reviewed by the card issuer.
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