Do you have multiple Chase Ultimate Rewards cards on your account — but need to shift some points around to maximize a redemption?
Maybe you need to move some URs from your new Chase Freedom Flex to your Chase Sapphire Reserve so you can redeem them for 1.5 cents each for travel. Perhaps you want to use the nice welcome bonus from your new Chase Sapphire Preferred card to help pay off some charges on your Chase Freedom Unlimted. (There are several reasons why you’d transfer points — we’ll go over them sometime soon.)
Unlike American Express’ Membership Rewards program, Chase Ultimate Rewards doesn’t automatically pool all your points together. You have to transfer Ultimate Rewards points between cards.
But how do you do that?
It’s relatively simple. So if you’re new to Chase Ultimate Rewards points transfers, we’ve got you. 🙂
1. Log In to Your Chase Credit Card Account
Pretty self-explanatory. 🙂
2. Select One of Your Ultimate Rewards Cards
In this example, we’ll choose my Chase Freedom Flex card. The Ultimate Rewards transferred over when I product changed from the Chase Freedom card (which the gold “O” indicates is now closed).
I select my Freedom Flex card and the account information appears on the right side.
From there, we click “Redeem.”
Pick a Card, Any Ultimate Rewards Card!
You’ll then see this screen.
For our example, I selected my Freedom Flex (the top option of the two cards above).
Burger Time Combination!
A new screen appears. Click the “hamburger” menu as indicated below.
That, in turn, produces a long menu of selections. Scroll down and select “Combine Points.”
We’re getting there!
From Where to Where?
Here’s where you pick the card from which you’ll transfer points and the card that’ll receive them.
So in our example, I’ll transfer points from the Chase Freedom Flex to the Chase Sapphire Reserve.
Then click “Continue.”
How Many Points?
You can move as many or as few points as you wish. (Yes, I tested it out for this piece — you can transfer just one point if you really want to.)
For our post, I decided to shift 1,000 Ultimate Rewards points from my Flex to my Reserve.
Then press “Review.”
Double-Check Your Work and Submit It!
Make sure your transfer request looks good.
Everything appears A-OK. Click “Confirm & Submit.”
Chase confirms Ultimate Rewards points transfer!
Don’t worry if you come down with Transferer’s Guilt or realize you made a mistake. You can transfer the points back to your original card — or another Ultimate Rewards product on your account.
While Chase doesn’t make point-pooling as easy as Amex does, it’s still a fairly painless procedure to transfer Ultimate Rewards points between credit cards. As I mentioned, we’ll discuss soon why you’d maybe want to move points across cards.
Huge 80,000 bonus point welcome offer!
- Enjoy a whopping 80,000 bonus points after spending $4,000 in purchases within three months of being approved! Because Chase Sapphire Preferred card members can redeem points for a 25% bonus when booking travel through Chase, that’s potentially worth $1000 in travel.
- Earn 5X points on Lyft through March 2022.
- Earn 2X points per dollar spent on travel and dining purchases.
- Receive unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass (DoorDash‘s subscription service).
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