My family is talking about not only about plans for the fall and winter holidays this year but we’re already planning a trip next spring! (We also have a high school graduation soon after.) That means we’re taking stock of our points and miles balances, taking inventory of how many “free” hotel nights we have, and deciding if we need to apply for any of the great rewards credit card offers out there.
We’ve blogged a bunch of them during the past several weeks. But in case you’re in the same boat (or plane!) we are, here’s a comprehensive list of the big offers out there — and when they expire (if those dates have been announced).
(Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.)
Earn a Southwest Companion Pass!
These offers could come in quite handy if you want to bring a family member or friend along with you during your travels.
Both the Southwest® Rapid Rewards® Premier Business Credit Card and Southwest® Rapid Rewards® Performance Business Credit Card, allow new applicants to earn 120,000 bonus points. The points you earn spending your way there will help score you a Southwest Companion Pass — if you meet the ultimate minimum spending requirement.
With the Southwest® Rapid Rewards® Performance Business Credit Card, you can earn 80,000 bonus points after you spend $5,000 on eligible purchases within three (3) months of being approved for card membership. Then, earn an additional 40,000 points when you spend $15,000 within the first nine (9) months of being approved.
Meanwhile, you can earn 60,000 bonus points if you spend $3,000 on eligible purchases within three (3) months of being approved for the Southwest® Rapid Rewards® Premier Business Credit Card. Then, earn an additional 60,000 points when you spend $15,000 within the first nine (9) months of being approved.
Each card earns at least 1X point per dollar spent on eligible purchases. That means you’ll be (again, at least) 15,000 points richer if you reach the $15,000 minimum spending requirement. That’s a total of 135,000 points — which is enough to earn the legendary Southwest Companion Pass!
Note that all 135,000 points must be earned within a calendar year. The Companion Pass is good for the rest of the year in which you earn it plus all the following calendar year. So, you could knock out the spending out ASAP and have the Companion Pass through the rest of 2024 and all of 2025.
A better idea might be this: if you think you can spend big in the early part of 2025, you could get a card while the promotion runs (we haven’t been told an end date), hold on to the card, then start spending like crazy on January 1, 2025. If you reach the $15k, you’d have the rest of 2025 and all of 2026 to enjoy the Companion Pass!
Of the two cards, we prefer the Southwest Performance Business Card because it features better Southwest travel perks.
- Read more and learn here how to apply for the Southwest Performance Business Card ($199 annual fee)
- Read more and learn here how to apply for the Southwest Premier Business Card ($99 annual fee)
1,000 Worth of Travel: Expires September 9
The Capital One Venture Rewards Credit Card features a tasty early spend bonus. You can earn up to $1,000 in travels bonuses. First, you'll have $250 to use toward Capital One Travel purchases during your first cardholder year. Plus, you can earn a one-time bonus of 75,000 Miles once you spend $4,000 on eligible purchases within three (3) months of being approved for card membership. (Read more and learn how to apply here.)
To be clear, this is not the Capital One Venture X Rewards Credit Card that comes with airport lounge access, annual bonus points features, and more. But if you want to add some Capital One Miles to your stash — or just dip your toe in the water — this $95 annual fee card’s offer might be a great option.
This offer expires on September 9.
Here’s our post explaining more about the offer and Venture Card. If you’re interested in where you can apply for this offer, please visit this page.
60,000 Bonus Points + 20% In Restaurant Statement Credits: Expires November 6
The American Express® Gold Card received a refresh in July. As part of the big announcement, Amex tweaked the card’s welcome offer. You can now earn 60,000 bonus Membership Rewards® points after you spend $6,000 on eligible purchases on the card within six (6) months of being approved for card membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. This limited-time offer expires on November 6, 2024. Terms apply. .
The card’s annual fee is $325 (See Rates and Fees). But the statement credits and points earnings help me come out ahead.
I really like the earning structure on this card.
- 4X Membership Rewards® points per dollar spent at restaurants worldwide, including takeout and delivery in the U.S, on up to $50,000 spent per calendar year, then 1X.
- 4X at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- 3X on flights booked directly with airlines or at amextravel.com
- 2X on prepaid hotel bookings at amextravel.com
- 1X points on all eligible purchases
The 4X categories are where my card gets the biggest workouts.
Here’s our post breaking down more specifics about the Amex Gold Card. If you want to learn where you can apply, please visit this page.
Up to 75,000 Points + Elite Hyatt Status: Expires September 25
The World of Hyatt Business Credit Card offers new cardholders the opportunity to earn up to 75,000 bonus points.
First, you can earn 60,000 bonus points after you spend $5,000 in purchases within three (3) months of being approved for the card. If you spend a total of $12,000 within six months of being approved, you’ll earn another 15,000 bonus points. This promotion is checking out relatively quickly: it expires on September 25, 2024. (You can learn here how to apply for this offer.)
The Hyatt Business Card gives you and up to five employees receive Discoverist status. That’s Hyatt’s lowest elite tier — but good enough to get you into the preferred check-in lane at hotels.
The card carries a $199 annual fee but also allows you to earn up to $100 in Hyatt statement credit: spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
Learn here how to apply for the Hyatt Business Credit Card.
100,000 Bonus Membership Rewards® Points + 0% Intro APR
The American Express® Business Gold Card recently announced a limited-edition “white gold” card you can add to your wallet (yay?). To celebrate, they announced you can now earn 100,000 bonus Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first three (3) months of being approved for card membership. Plus, enjoy a 0% introductory APR for the first six (6) months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% to 28.49% variable APR. (See Rates & Fees) Terms apply. (Learn here how to apply for this offer.)
The APR will be a regular card feature. But it’s the 100,000 bonus points that we wonder about: how long will it stick around? We haven’t been told.
Points-earnings wise, here’s how you can do:
- 4X Membership Rewards points on the two (2) eligible categories on which your business spends the most each billing cycle, on up to $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. These are the current eligible categories:
- U.S. restaurants, including takeout and delivery
- Online, television, and radio advertising from U.S. media providers
- Purchases directly from U.S. electronic goods retailers or software and cloud system providers
- U.S. gas stations
- superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations
- Transit purchases
- includes trains, taxi cabs, rideshare services, ferries, tolls, parking, buses, and subways
- U.S. wireless telephone services charges
- 3X on flights and prepaid hotels booked on amextravel.com
- 1X on all other eligible purchases
Read more and learn here how to apply for the Amex Business Gold Card.
At Least $2,600 Cashback
If you have deep pockets — and I mean deep pockets — this offer is for you.
The Capital One Spark Cash Plus offers new cardholders $2,000 bonus cashback after they spend $30,000 in eligible purchases within three (3) months of being approved for the card. (Learn here how to apply for this offer.)
The Spark Cash Plus earns unlimited 2% cash back on every purchase. Plus, hotels and rental cars booked through Capital One Travel earn unlimited 5% cash back. So, you’ll earn at least $600 cashback through organic spending if you reach the $30,000 threshold.
We haven’t heard a firm expiration date on this offer but will update this post when we do.
Read more about the Spark Cash Plus and learn how to apply here.
Still Around: 150,000 Bonus Points
A few months ago, The Business Platinum Card® from American Express raised it welcome offer and gives you the chance to earn 150,000 bonus American Express® Membership Rewards® points after you spend $20,000 on eligible purchases on the card within the first three (3) months of being approved for card membership. Terms apply. Learn here how to apply for this offer.
I’ve held the Amex Business Platinum for many years, primarily because of its great benefits. While the card carries a $695 annual fee (See Rates & Fees), I’ve written how it’s fairly easy to earn back that figure — and then some.
For rates and fees of the American Express® Business Gold Card, please visit this link.
For rates and fees of The Business Platinum Card® from American Express, please visit this link.
For rates and fees of the American Express® Gold Card, please visit this link.
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