Holidays and, Yes, Spring Break are Coming: These Limited-Time Offers Might Save You Some Money on Your Travels!

My family is talking about not only about plans for the fall and winter holidays this year but we’re already planning a trip next spring! (We also have a high school graduation soon after.) That means we’re taking stock of our points and miles balances, taking inventory of how many “free” hotel nights we have, and deciding if we need to apply for any of the great rewards credit card offers out there.

We’ve blogged a bunch of them during the past several weeks. But in case you’re in the same boat (or plane!) we are, here’s a comprehensive list of the big offers out there — and when they expire (if those dates have been announced).

60,000 Bonus Points + 20% In Restaurant Statement Credits: Expires November 6

The American Express® Gold Card received a refresh in July. As part of the big announcement, Amex tweaked the card’s welcome offer. You can now earn 60,000 bonus Membership Rewards® points after you spend $6,000 on eligible purchases on the card within six (6) months of being approved for card membership. Terms apply. .

The card’s annual fee is $325 (See Rates and Fees). But the statement credits and points earnings help me come out ahead.

I really like the earning structure on this card.

• 4X Membership Rewards® points per dollar spent at restaurants worldwide, including takeout and delivery in the U.S, on up to $50,000 spent per calendar year, then 1X.
• 4X at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• 3X on flights booked directly with airlines or at amextravel.com
• 2X on prepaid hotel bookings at amextravel.com
• 1X points on all eligible purchases

The 4X categories are where my card gets the biggest workouts.

Here’s our post breaking down more specifics about the Amex Gold Card. If you want to learn where you can apply, please visit this page.

100,000 Bonus Membership Rewards® Points + 0% Intro APR

The American Express® Business Gold Card recently announced a limited-edition “white gold” card you can add to your wallet (yay?). To celebrate, they announced you can now earn 100,000 bonus Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first three (3) months of being approved for card membership. Plus, enjoy a 0% introductory APR for the first six (6) months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR. (See Rates & Fees) Terms apply. (Learn here how to apply for this offer.)

The APR will be a regular card feature. But it’s the 100,000 bonus points that we wonder about: how long will it stick around? We haven’t been told.

Points-earnings wise, here’s how you can do:

• 4X Membership Rewards points on the two (2) eligible categories on which your business spends the most each billing cycle, on up to $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. These are the current eligible categories:
  • U.S. restaurants, including takeout and delivery
  • Online, television, and radio advertising from U.S. media providers
  • Purchases directly from U.S. electronic goods retailers or software and cloud system providers
  • U.S. gas stations
    • superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations
  • Transit purchases
    • includes trains, taxi cabs, rideshare services, ferries, tolls, parking, buses, and subways
  • U.S. wireless telephone services charges
• 3X on flights and prepaid hotels booked on amextravel.com
• 1X on all other eligible purchases

Read more and learn here how to apply for the Amex Business Gold Card.

At Least $2,600 Cashback

If you have deep pockets — and I mean deep pockets — this offer is for you.

The Capital One Spark Cash Plus offers new cardholders $2,000 bonus cashback after they spend $30,000 in eligible purchases within three (3) months of being approved for the card. (Learn here how to apply for this offer.)

The Spark Cash Plus earns unlimited 2% cash back on every purchase. Plus, hotels and rental cars booked through Capital One Travel earn unlimited 5% cash back. So, you’ll earn at least $600 cashback through organic spending if you reach the $30,000 threshold.

We haven’t heard a firm expiration date on this offer but will update this post when we do.

Read more about the Spark Cash Plus and learn how to apply here.

Still Around: 150,000 Bonus Points

A few months ago, The Business Platinum Card® from American Express raised it welcome offer and gives you the chance to earn 150,000 bonus American Express® Membership Rewards® points after you spend $20,000 on eligible purchases on the card within the first three (3) months of being approved for card membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card within the first 3 months of Card Membership. You can earn one or both of these offers. This offer expires on June 30, 2025. Terms apply. Learn here how to apply for this offer.

I’ve held the Amex Business Platinum for many years, primarily because of its great benefits. While the card carries a $695 annual fee (See Rates & Fees), I’ve written how it’s fairly easy to earn back that figure — and then some.

For rates and fees of the American Express® Business Gold Card, please visit this link.
For rates and fees of The Business Platinum Card® from American Express, please visit this link.
For rates and fees of the American Express® Gold Card, please visit this link.