Delta flyers: we need to talk.
I know many of us are American Express loyalists. After all, Amex offers seven co-branded Delta American Express cards that offer some great benefits for SkyMiles members. Plus, American Express® Membership Rewards® points can be transferred to Delta.
So using another credit card company like Chase, Citi, or Capital One makes some people a little skittish.
But Capital One just disrupted the premium travel benefits and rewards credit card world. How? It introduced the Capital One Venture X Rewards Credit Card.
I know, I know. Capital One has, to me, been a company with fairly meh credit cards. Nothing bad — but nothing too exciting. And Sam Jackson yelling about what’s in my wallet didn’t do anything for me. The ads featuring (the very kind) Jennifer Garner were a little too corny for me. (And I love corny and schmaltzy!)
But the Capital One Venture X Rewards Credit Card will be the next card for which I apply. And Delta people, you really should consider it. Not necessarily to replace our beloved American Express or Chase cards. But as a solid complement.
I sense some sweaty palms and lip-chewing going on. Keep calm and read on about these five reasons why the Capital One Venture X Rewards Credit Card card belongs in your arsenal.
“What’s the Annual Fee?!”
We’ll get this out of the way first. The Capital One Venture X Rewards Credit Cardcarries a very recoupable (and then some!) $395 annual fee. But the statement credits and bonus points are travel-oriented — and simple to use. In fact, you should end up earning at least $400 back each year.
Before you get into a tizzy, read through the below points.
Welcome Offer: Over 80,000 Points (Very Helpful for Flights — Especially Partner Mileage Runs!)
The Capital One Venture X Rewards Credit Card offers new cardholders 75,000 bonus points when they spend $4,000 total on purchases within three months of card membership approval.
Consider, too, that each purchase earns a base 2X points. So even if you don’t spend a penny in the bonus categories (we’ll talk about that in a second), that $4,000 earns you 8,000 points.
Combine those 8,000 points with your 75,000 bonus: you’re 83,000 points richer, my friend.
Those points can be redeemed at a penny each through the Capital One travel booking site. So 83,000 points is worth $830 in travel.
That makes a heck of a dent in — or completely covers — many Delta partner mileage runs.
You can also book Delta flights through Capital One. Again, redeem the points for a penny per. Apply your SkyMiles number to your reservation and you’ll earn MQM, MQD, MQS, and redeemable SkyMiles.
$300 Annual Travel Credit — Starting Year One!
This is fantastic.
The Capital One Venture X Rewards Credit Card offers up to $300 statement credit for travel purchases made through the Capital One travel site. The benefit is offered each year you hold the card — including year one.
Again, you should earn redeemable airline miles if you apply your frequent flyer number (i.e. SkyMiles) to your reservation made through Cap One Travel.
10,000 Bonus Points Each Anniversary Year
Capital One Venture X Rewards Credit Card members are gifted 10,000 points each anniversary year (starting year two). So $100 worth of points plus $300 statement credit for travel = $400.
See why I’m not sweating this card’s annual fee?
5X on Air Travel Booked Through Capital One Travel
Capital One Venture X Rewards Credit Card cardholders earn 5X points on airfare purchased through Capital One Travel.
Keep in mind the high-ticket Delta Reserve Amex cards earn 3X on Delta flight purchases. (5X this year but that soon disappears.)
That could be a non-starter for some people. Remember that three Chase cards with lower or no annual fees also offer that bonus when booking through Chase Ultimate Rewards®.
- Chase Freedom Flex℠ (no annual fee)
- Chase Freedom Unlimited® (no annual fee)
- Chase Sapphire Preferred® Card ($95 annual fee)
10X on Hotel and Rental Car Reservations Made Through Capital One Travel
Capital One Venture X Rewards Credit Card cardmembers earn 10X points on hotel and rental car bookings purchased through Capital One Travel.
Consider that most hotel and rental car bookings through online travel agencies (OTA) such as Capital One Travel do not qualify for elite status earnings or benefits when you show up on site.
That said, I’ve gotten lucky a few times — and my elite status has been honored for upgrades and points earnings. But this is very much a your-mileage-may-vary sort of thing.
It just depends on what’s more important to you: points earnings or a potential upgrade and hotel (or rental car) points.
Four other features make the Capital One Venture X Rewards Credit Card rather appealing.
Up to FOUR Additional Users at No Cost
Primary account holders can add up to four additional cardholders at no additional cost. They each receive the airport lounge benefits.
Speaking of which:
Airport Lounge Access
Capital One Venture X Rewards Credit Card cardholders receive complimentary admission to a couple of airport lounge programs:
- Capital One Lounges
- (Currently, there’s only one open: DFW. Dulles and Denver are on the way.)
- Priority Pass Select
- Includes participating airport restaurants — unlike the Amex cards
- Plaza Premium Lounges
- Includes several Virgin Clubhouses in the United States
Cardholders may enjoy unlimited visits and bring two guests, as well.
Many Delta flyers have an Amex card giving them access to Delta Sky Clubs and/or The Centurion Lounges and Suites by American Express. So it might not be too big of a deal. But if you don’t yet have Priority Pass access, this is certainly a decent option. The Plaza Premium access is a great perk — especially for international travelers.
Up to $100 Global Entry or TSA Pre√ Application Fee Reimbursement
Like, is a travel card really a travel card if it doesn’t offer this benefit? 🙂
I’m very impressed with the Capital One Venture X Rewards Credit Card card and can’t wait for it to be in my wallet.
The Capital One Venture X Rewards Credit Card is a very good complement to your other credit cards. Use it in conjunction with your Delta Amexes and other cards.
I don’t plan to spend much at all next year on my Delta Reserve card, so I’ll get this card and love the heck out of its welcome bonus and $300 statement credit. I’m also eager to visit the new Capital One Lounge.
What do you think about the new Capital One Venture X Rewards Credit Card card? Please share your thoughts in the below Comments section!
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