I booked a couple of trips this week for my family — and the IHG One Rewards Premier Credit Card reminded us why it’s such a good fit for our travel needs.
The card’s Fourth Night Free and annual Anniversary Night benefits came in very handy — and have us looking forward to our trips even more so than before!
Here’s how everything worked.
Fourth Night Free Benefit
One of our trips involves my wife, daughter, and me. We’ve visiting family members in the Midwest — some of whom we haven’t seen in about 18 months. (Everyone but two children will be fully vaccinated then.)
We reserved a stay at a decent Holiday Inn. The kids love the pool, the hotel has a great restaurant (true story!), it’s near several other restaurants, and close to other areas we enjoy visiting.
Award nights cost 12,500 points each for the dates we wanted. We’re staying four nights — which “should” run a total of 50,000 points, right?
And that’s where the IHG One Rewards Premier Credit Card came in.
Cardholders are entitled to a “Fourth Night Free” perk. This means that when you book three consecutive nights of an award stay, you’re entitled a complimentary night. We’re getting a four-night stay for a three-night redemption price. Our total room cost? 37,500 points.
This hotel is currently charging $94/night (before tax) for rooms. So the IHG One Rewards Premier Credit Card‘s $99 annual fee was already recouped — and then a few bucks more.
Now consider that the IHG One Rewards Premier Credit Card currently offers 125,000 bonus points when you spend $3,000 on purchases within the first three months of being approved for it. See how the Fourth Night Free can come in handy? Then pair it with some Chase Ultimate Reward cards and you can enjoy a bunch of IHG nights.
But, wait! There’s more!
Anniversary Night Certificate Redemption
My wife and I booked a quick weekend getaway for a weekend this summer.
Both of us have IHG credit cards (the Premier Card and the O.G. Select card). So we each used an annual anniversary night to book one-night stays at a Hotel Indigo.
Rooms at this hotel are going for $135 night before tax. So, again, we came out well ahead of the card’s $99 annual fee.
IHG One Rewards Premier Credit Card
Aside from room charges during IHG stays and the occasional Chase Offer, we don’t really put any everyday spending on our IHG One Rewards Premier Credit Card.
We still have a bunch of points from the IHG MasterCard mail-in promotion a few years ago as well as the IHG One Rewards Premier Credit Card‘s big welcome offers. And paid work trips end up getting us a few points, too.
So why do we even bother holding the card? Its perks make it a must-have for us:
- Complimentary IHG Platinum Elite status
- Room upgrades (when available)
- Guaranteed room availability
- Complimentary Internet
- Priority check-in (when available)
- Late check-out (when available)
- Welcome amenity (usually 500 points or a free alcoholic beverage)
- $30 In-room spa credit (where available)
- Free anniversary night at IHG properties valued at 40,000 or fewer points. (Benefit available beginning the second year of card membership.)
- Fourth night free on award stays
- $100 Global Entry or TSA Pre√ application credit every four years.
- No foreign transaction fees
Given IHG’s massive global footprint, it’s not hard finding properties for us to enjoy.
Again, this about why the IHG card works well for my family. I fully expect people to jump down my throat after IHG made some “What the…?!” devaluations. I truly hope the company rethinks its pricing here — especially because it said it’s all about focusing on the mid-tier hotels.
The IHG One Rewards Premier Credit Card is fantastic for my family’s travel needs. The Fourth Night Free and annual anniversary night benefits absolutely make holding the card worth the $99 annual fee. Our family almost always enjoys our stays at IHG properties — and when we can do so using just points and certificates, that’s even better!
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