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The IHG One Rewards Premier Business Credit Card is a great, affordable card that can help small business owners save money on travel expenses.

(All information about the IHG One Rewards Premier Business Credit Card was collected independently by Eye of the Flyer. It was neither provided nor reviewed by the card issuer.)
Learn here how to apply for the IHG One Rewards Premier Business Credit Card
Current Welcome Offer: Earn 140,000 bonus points after spending $4,000 on purchases within three (3) months of being approved for card membership.
Card Type: Mastercard World Elite
What Kind of Points/Miles the Card Earns: IHG Rewards One points
Annual Fee: $99
Additional Cardholders: $0
Foreign Transaction Fees: $0
Points Earnings:
- Up to 26X total per dollar (yes) spent during IHG stays
- 5X at restaurants
- 5X on travel
- 5X on select advertising
- 5X at gas stations
- 3X on all other eligible purchases
Where Can You Apply?: Here is an affiliate link to our friends at CreditCards.com. We don’t see any information (name, address, EIN, business income, employees’ names, passwords — which are all pets, let’s face it — etc.) you submit. Thank you for helping support the blog!
Card Features and Benefits
Much like its personal/consumer counterpart, there are a couple of features we like about the IHG One Rewards Premier Business Credit Card.
Number one: the annual Anniversary Night starting the second year of card membership. This can help save small business owners some money on lodging — or treat your loved ones to a room during vacation! You can redeem it for a night valued at up to 40,000 points. If you need a night valued at more than 40,000, just use your IHG points to make up the difference. (Remember that IHG is a Chase Ultimate Rewards® points transfer partner.)
Number two: Fourth Night Free benefit. When you book an award stay (with points) for three consecutive nights, you can stay a fourth night for 0 points. Again, this is a big saver on business trips and vacations.
Cardmembers are given IHG One Rewards Platinum Elite status. This comes with perks such as:
- Room upgrades (when available)
- Guaranteed room availability
- Complimentary internet
- Priority check-in
- Late check-out
- Welcome amenity (usually 500 points or a free alcoholic beverage)
- $30 In-room spa credit

Finally, you can earn a Global Entry, TSA PreCheck® or NEXUS statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. (That figure increases to $120 on October 1, 2024.)
Remember that you can always “gift” that benefit to someone else if you already have (or don’t want) it.
Learn here how to apply for the IHG One Rewards Premier Business Credit Card
Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.
