IHG One Rewards Premier Business Credit Card

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.


The IHG One Rewards Premier Business Credit Card is a great, affordable card that can help small business owners save money on travel expenses.
IHG One Rewards Premier Business Credit Card

Learn here how to apply for the IHG One Rewards Premier Business Credit Card

Current Welcome Offer: Earn 140,000 bonus points after spending $4,000 on purchases within three (3) months of being approved for card membership.

Card Type: Mastercard World Elite

What Kind of Points/Miles the Card Earns: IHG Rewards One points

Annual Fee: $99

Additional Cardholders: $0

Foreign Transaction Fees: $0

Points Earnings:

  • Up to 26X total per dollar (yes) spent during IHG stays
  • 5X at restaurants
  • 5X on travel
  • 5X on select advertising
  • 5X at gas stations
  • 3X on all other eligible purchases

Where Can You Apply?: Here is an affiliate link to our friends at CreditCards.com. We don’t see any information (name, address, EIN, business income, employees’ names, passwords — which are all pets, let’s face it — etc.) you submit. Thank you for helping support the blog!

Card Features and Benefits

Much like its personal/consumer counterpart, there are a couple of features we like about the IHG One Rewards Premier Business Credit Card.

Number one: the annual Anniversary Night starting the second year of card membership. This can help save small business owners some money on lodging — or treat your loved ones to a room during vacation! You can redeem it for a night valued at up to 40,000 points. If you need a night valued at more than 40,000, just use your IHG points to make up the difference. (Remember that IHG is a Chase Ultimate Rewards® points transfer partner.)

Number two: Fourth Night Free benefit. When you book an award stay (with points) for three consecutive nights, you can stay a fourth night for 0 points. Again, this is a big saver on business trips and vacations.

Cardmembers are given IHG One Rewards Platinum Elite status. This comes with perks such as:

  • Room upgrades (when available)
  • Guaranteed room availability
  • Complimentary internet
  • Priority check-in
  • Late check-out
  • Welcome amenity (usually 500 points or a free alcoholic beverage)
  • $30 In-room spa credit
Crowne Plaza HY36
Crowne Plaza HY36

Finally, you can earn a Global Entry, TSA PreCheck® or NEXUS statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. (That figure increases to $120 on October 1, 2024.)

Remember that you can always “gift” that benefit to someone else if you already have (or don’t want) it.

Learn here how to apply for the IHG One Rewards Premier Business Credit Card

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.