Delta SkyMiles® Reserve Business American Express Card

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If you have a small business, fly with Delta Air Lines every so often — or often! — and enjoy elite status and airport lounges, check out the Delta SkyMiles® Reserve Business American Express Card.

–> Learn here how to apply for the Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

Current Welcome Offer: Earn 110,000 bonus SkyMiles after spending $12,000 in eligible purchases on your new card within six (6) months of being approved for membership. This offer expires on July 17, 2024. (Terms apply.) Learn here how to apply.

Card Type: American Express

What Kind of Points/Miles the Card Earns: Delta SkyMiles

Annual Fee: $650 (Rates and fees; terms apply)

Additional Cardholders: $175 each to receive the card’s airport lounge benefits. $0 annual fee cards may be added — but those users will be entitled to lounge access. A maximum of 99 additional cards may be added to the account. (Rates and fees; terms apply)

Foreign Transaction Fees: $0 (Rates and fees; terms apply)

Points Earnings:

  • 3X on eligible purchases made with Delta Air Lines
  • 1.5X on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after you spend $150,000 in purchases on your card in a year
  • 1X on all other eligible purchases

Medallion Status Benefits

MQD Headstart and MQD Boost

Cardholders receive $2,500 Medallion Qualification Dollars (MQD) each Medallion Qualification Year. These can be stacked with other eligible cards that feature the bonus (Delta SkyMiles® Reserve American Express Card, Delta SkyMiles® Platinum American Express Card, and Delta SkyMiles® Platinum Business American Express Card).

Cardholders also earn $1 MQD for each $10 in eligible purchases.

Travel Benefits

TakeOff 15

Cardholders are entitled to 15% discounts when redeeming SkyMiles for eligible award flights.

Year-round Sky Deck at the G18 Delta Sky Club inside Minneapolis-St. Paul International Airport (MSP)
Year-round Sky Deck at the G18 Delta Sky Club inside Minneapolis-St. Paul International Airport (MSP)

Complimentary Airport Lounge Access

Delta Sky Clubs

  • Enjoy complimentary access to Delta Sky Clubs when traveling on a same-day Delta Air Lines flight. (Read our reviews of Delta Sky Clubs.)
  • Receive four (4) guest passes each year to Delta Sky Clubs. This is a nice perk if you’re traveling with people who don’t have Delta Sky Club access through their own Reserve card or the American Express Platinum cards.
  • Up to two guests may be brought in for $50 per person. (Rates and fees; terms apply)
  • Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits (including Grab and Go) at a per-visit rate of $50 per person using the Card.
    • A “Visit” is an entry to one or more Delta Sky Clubs or usage of the Delta Sky Club “Grab and Go” feature, at one or more airports, for a period of up to 24 hours starting upon the first Delta Sky Club entry or Grab and Go usage, during an Eligible Card Member’s travel on a same-day Delta-marketed or Delta-operated flight. A single Visit permits usage of Delta Sky Club(s) in multiple airports during the 24-hour period.

American Express Centurion Lounge Access

You’ll have free admission to American Express Centurion Lounges before a same-day Delta Air Lines-operated or -marketed flight. (Read our reviews of American Express Centurion Lounges.) Your flight must be booked with a U.S.-issued American Express card. Terms apply.

Escape Lounges – The Centurion® Studio Partner

You’ll have free admission to Escape Lounges – The Centurion® Studio Partner before a same-day Delta Air Lines-operated or -marketed flight. (Read our reviews of American Express Centurion Lounges.) Terms apply.

Delta Air Lines' Airbus A321neo First Class cabin
Delta Air Lines’ Airbus A321neo First Class cabin

Upgrade Priority for Medallion Members

Holding a Delta Reserve card serves as a tie-breaker for complimentary Medallion upgrades. Terms apply.

Complimentary Upgrades for Non-Medallion Members

Non-elites who hold the Delta Reserve card will be eligible for complimentary domestic upgrades (US 50) to Delta One, first class, and Comfort Plus — space-providing, after Medallion members and their companions have been upgraded. Terms apply.

Randee and Chris Carley seated in Delta One from LAX to Tokyo HND on an Airbus 330.Companion Certificate

Beginning the second year of holding the card, you’ll receive, upon renewal, a certificate for a free (except for taxes and fees) companion first class or coach qualifying fare on Delta. Read our Companion Certificate FAQ. Terms apply. The official list of eligible destinations includes:

  • United States
  • Antigua
  • Aruba
  • Belize
  • Bermuda
  • Bonaire
  • Bahamas
  • Cuba
  • Dominican Republic
  • Puerto Rico
  • USVI
  • Mexico
  • Grand Cayman
  • Jamaica
  • Turks and Caicos
  • Saint Kitts
  • St. Maarten
  • St. Lucia
  • Costa Rica
  • Guatemala
  • Panama
  • Honduras
  • El Salvador

Global Entry/TSA PreCheck Fee Credit

Receive a statement credit for your Global Entry application fee every four years or TSA PreCheck application fee every 4.5 years when paying with your Delta SkyMiles® Platinum American Express Card. Enrollment required. Terms apply.

Delta Travel Perks

  • Free first checked bag for you and up to eight others on traveling your itinerary/reservation. (Maximum nine waivers per reservation.)
  • 20% statement credit on purchases made aboard Delta Air Lines flights (on premium food, eligible pre-purchased meals, beverages, headsets, etc)
  • Zone 5 Boarding
  • Pay with Miles eligibility
  • Terms apply.

Hertz Elite Status

Receive complimentary Hertz President’s Circle Status. Enrollment required. (Add your Hertz Gold Plus Rewards Account number to your SkyMiles Account associated with your Reserve, then register at delta.com/mypromos/eligible, and “Enroll in Promotion” at delta.com/hertz.)

Statement Credit Opportunities

The card offers several opportunities for card members to earn several hundred dollars back in statement credits.

Delta Stays Credit

Earn up to $250 in annual statement credits on eligible prepaid Delta Stays bookings on delta.com. (Think hotels and vacation rentals.)

Rideshare Credits

Earn up to $10 in statement credits each month (up to $120 annually) on U.S. rideshare purchases made with Uber, Lyft, Curb, Revel, and Alto. Enrollment is required and terms apply.

Resy Credits

Earn up to $240 each year (up to $20 each month) in statement credits for purchases made with Resy.

Who Do We Think Should Carry This Card?

Business owners/independent contractors who are frequent Delta travelers and want airport lounge access. Plus, if you can spend a lot of money on this card, you’ll love the Status Boosts.

–> Learn here how to apply for the Delta SkyMiles® Reserve Business American Express Card

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please visit this link.

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.