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I’ve long said the IHG One Rewards Premier Credit Card is a great card for families. No, the everyday spending bonus categories aren’t much to get excited about. But the card is packed with family-friendly perks and benefits. (All information about the IHG Premier Card was collected independently by Eye of the Flyer. It was neither provided nor reviewed by the card issuer.)
Current Welcome Offer
The IHG One Rewards Premier Credit Card offers four (4) free nights, each worth up to 40,000 points after spending $3,000 on purchases within three (3) months of being approved for the card. You can learn here how to apply.
Card Features
The IHG One Rewards Premier Credit Card includes earnings, perks, and benefits such as:
- Complimentary IHG Platinum Elite status
- Free anniversary night at IHG properties valued at 40,000 or fewer points. (Benefit available beginning the second year of card membership.)
- 26X total per dollar (yes) spent during IHG stays
- 5X:
- Travel
- Gas stations
- Restaurants
- 3X on all other eligible purchases
- Up to $100 Global Entry, TSA PreCheck, or NEXUS application credit every four years. That figure increases to $120 on October 1, 2024.
- No foreign transaction fees
There is a $99 annual fee. But for a card offering Platinum status and an anniversary night, that’s a pretty good deal, IMO.
Why Some People Are Wary of the IHG Card
IHG and Chase used to offer an amazing product: the no-longer-available IHG One Rewards Select World MasterCard. It carried a $49 annual fee. Cardholders could use their anniversary night at any IHG property in the world, regardless of how many points a room night.
But like most good things, that fantastic benefit ended.
Yet not applying for the IHG card because you “will show them!” or hope Chase knocks down the annual fee to $49 (they won’t) and uncaps the anniversary night (again, they won’t) is fairly worthless.
The IHG One Rewards Premier Credit Card is a great option for $99 a year. Here’s why:
Platinum Elite Status
IHG One Rewards Premier Credit Card members enjoy IHG Platinum Elite status for as long as they’re cardmembers.
Complimentary IHG Platinum status from our IHG credit card scored us this great complimentary upgrade!
Platinum status includes perks such as:
- Room upgrades (when available)
- Guaranteed room availability
- Complimentary internet
- Priority check-in
- Late check-out
- Welcome amenity (usually 500 points or a free alcoholic beverage)
- $30 In-room spa credit
“Complimentary” Annual Anniversary Night
I say “complimentary” because the card’s annual fee is $99. But that’s still a good price for many quality hotels priced at 40,000 points or fewer.
While you can’t redeem the anniversary night for some super-awesome resorts or especially chic hotels, IHG has a huge global footprint — so you won’t have much trouble finding somewhere decent to redeem your night and still come out way ahead.
Excellent for Couples
If you and your significant other each apply for the card, get approved, and meet the minimum spending requirement, you’ll have ten free nights. With that, you can put together a nice vacation—or several smaller, shorter trips!
Plus, you’ll have two anniversary nights the following year. Those can give you a fun weekend away somewhere.
Great for Families
The IHG One Rewards Premier Credit Card is a fantastic option for families with children (or grandchildren). Many IHG properties have pools — which we all know kids l-o-v-e.
Platinum status room upgrades are nice and give everyone a little more space. And the welcome amenity cocktail (at properties with bars) might be a nice treat for parents needing a quick refreshment 😉 .
Global Entry/TSA PreCheck Application Credit
If there’s a frequent traveler in your household, they’ll love the Global Entry, TSA PreCheck®, or NEXUS application credit (up to $120 every four years) for a new membership or renewal.
Final Approach
Good value and the Platinum status are some of the reasons both my wife and I have the IHG One Rewards Premier Credit Card. Plus, the bonus point offer can get your family a nice vacation somewhere special.
— Chris
Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Wyndham is not offering status matches.
I know. I took advantage before they suspended status matches.
Also with the IHG Premier card you get to book 4 nights on points but pay for 3 nights.
I still have the old IHG Select card so with the combo also get 10% of my redeemed points back.
Do I still get the benefits if I have the card
but book my trip with another card? eg I use my corporate credit card to book the room, but use this card for a free drink??
It’s the Platinum status that gets you the benefits. So as long as your IHG card is active, you should be fine — regardless of how you pay.
Chase IHG Select card has a $49 annual fee (not $45).
Corrected — thanks for pointing that out
Def need to get the “card_name”
We’re working with a new scripting structure for some of our credit card links. Are you using a mobile or desktop device to view the blog?
Why is this dated today when there are 2 year old comments?
I update and republish posts every now and then.
You say it’s great for families but neglect to mention that MOST properties you’ll need to book points and rewards stays for 2 adults. Add a third person to the reservation, and all of a sudden, they’re “sold out.” Your Mileage may vary…