Anyone who has traveled to Europe knows they are way ahead of most of America when it comes to credit / debit card security. When you go to checkout after dining at a restaurant the attendant comes to you and shows you the total on a hand unit and you then place you card into the unit and have a chance to enter your pin. It is simple and you never surrender your card.
There are some restaurants in the US that have for some time now (like as far back as 2015) made smart choices like Olive Garden that has placed secure card payment terminals on each table to make paying quick and simple and when you want to with little or no input from anyone unless you have an issue.
But it seems some restaurants in Myrtle Beach, to combat “dine and dashers”, are taking the stupid step of demanding both your ID and Credit Card before you order and holding them until you are ready to go.
This is the exact opposite of anyone who values their private information. Just think of what someone unscrupulous could do or the risk of your card being lost or given to someone who is not you accidentally!
The article from The Sun News links to a Facebook post from one of the restaurants that has implemented this bone head idea but it seems to have been wisely taken down at this point.
Is it OK for stores to even try this? Visa, Mastercard and Amex all have polices regarding this but the bottom line is that if a location demands this your only real choice is to say “no thanks” and walk out the door (what I would do 100% of the time).
I understand with prices out of control right now that restaurants need to do something to prevent loss but perhaps a better idea would be using a hand unit at the table and preauthorize a set amount that will then be reversed once you pay and check out (like pay at the pump often does or a hotel hold as an example).
What do you think? Would you willing hand over your ID and card and let them hold it till you were ready to pay? Is there a better solution? Would you walk out if this policy was presented to you? Let me know. – René
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