One of my all time favorite ever travel cards for years and years has been The Business Platinum Card® from American Express and The Platinum Card® from American Express. From earning full Delta points when you book with membership rewards (and get a rebate as well after the flights) to Sky Club access the day you fly Delta to Centurion Lounge access as well. Lastly, it is simple to get $200 in airline incidental credits each year lowering the net cost to hold the card for all the perks. (Enrollment required.) But my unbridled love has begun to fade a bit. Why?
- First off they cut the rebate from 50% back on points when buying tickets to 35%. Still nice but not what it once was.
- Next, we have Amex soon dumping access to Centurion lounges unless you are 3 hours before your flight.
- The $695 annual fee is high enough to consider canceling the card. (See rates and fees; terms apply.)
- But then they added one nice perk back (if you register first) that is $400 in yearly Dell credits for buying on Dell.com. It’s available up to $200 from January to June and then another $200 from July through December. In theory, this perk alone if used right could offset the big jump in yearly fee.
With stacking, this could work out really nice since Dell sells lots of non-Dell technology I do use and need each year. Here is how I intend to max it out and the tested results. First I registered my card for the yearly promo.
Next up, I looked to see if I had it on my The Business Platinum Card® from American Express, and “Amex Offers for You” and found the current 10% off up to $1500 in spend. I expected this would stack with the new yearly card benefit. Remember that most Amex Offers must me manually added to your card account.
After my purchase, I did get the automated Amex email that I had used my Dell offer and now it was just wait for the credit.
Oh, clearly I started at TopCashBack to allow them to send me over to Dell.com. Currently, as of this post, they are “only” offering 4% cash back but the day I did my buy they had a 12% Dell promotion (they have had even higher ones so just keep checking).
The next stacking in this deal is I did register for the Dell loyalty rewards dollars program as well. This is not an amazing perk and has limited time to spend but why not take the free perk even if you do not use it.
So how did it all wash out in the end? I did get the $9.63 Amex offer, I also got full $96.29 credit including tax for the purchase for the biyearly card perk, I will get $10.80 from TopCashBack and lastly $2.70 in the form of a Dell credit. Net result is a brand new free and fast wifi router is in my home and I was paid over $20 for the purchase via stacking. Oh and I also earned 96 membership rewards points worth at least $0.96 so there is that as well! 😉
Bottom line is Amex, by paying me to keep the card, has motivated me at least for 2019 to hang on to the card yet one more year. What about 2020? Amex better be as good to me then as they are now or I will be having this same cancel or keep discussion again! – René
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