I have a bunch of travel cards (yes dozens). Some, like my Delta AMEX Reserve card I spend $60,000 a year on to get both my MQD exemption as well as netting a total of 90,000 SkyMiles and the real bonus 30,000 elite points or bonus MQMs to help me keep my Diamond status each year. Well worth the fee each year but I do work to lower it as much as I can.
Some cards I just get because of the amazing bonus points they offer like the other day when I was approved for the Delta AMEX Gold business card. I am happy to take 50,000 points and $50 for some spending on my newest travel card.
Other cards I get and don’t really spend much at all on like my non-Delta AMEX Platinum business card. I keep that card and pay the $450 annual fee year after year for all the perks it gives me like $200 in incidentals credit each year as well as Gogo passes that even work on international fights (a huge value) as well as Centurion lounge access. Add all this up and I am not paying much “net” for what I get for this expensive card i.e. annual fee. But I don’t really USE this card for much other than bonus points when I ride UBER.
Then we have the Citi BANK Prestige card. Oh my how I love this card. If you are a golfer and don’t have this card you have a real math problem and just don’t get it. Let me explain this as clearly as I can for you:
YOU GET 3 FREE ROUNDS A YEAR
ZERO POINTS ARE NEEDED!
OK I am very sorry for yelling at you but even my buddies I play with I had to tell them over and over and over (did I mention and over) that the rounds cost no points at all and are EXTREMELY valuable.
How valuable? One of my favorite places on the planet to golf is Bay Harbor near Petoski Michigan. The views are just stupidly beautiful with shots that “feel” like you are hitting a ball into the lake. Yeah, it is beyond amazing and stunning. I am in golf bliss when I get to come up here but gosh it is so expensive.
But notice the screen shot above. Did I mention 3 rounds would have cost us each over $700? Oh, and did I mention I get 3 more rounds next year before the next annual fee hits? Did I happen to mention I get $250 credit for incidentals rebated to me (including things like Delta award ticket fees). Then there is GOES $100 credit as well every 5 years. I am not finished – I get Priority Pass with guest privileges (2) as well! There is more and more like if I pay for an airline ticket in full, and have a 3+ hour delay, hotel and other perks kick in. I could go on and on but let’s stay focused on golf today shall we.
But the card has a huge $450 fee (that I clearly really did not net pay $450 for). All the above is also not counting the 50,000 points I got for getting the card and meeting the new card bonus spend btw (as well as all my buddies did too – thanks for using my Citi “BANK” links btw guys). But folks there is a huge issue I have to address with this as it was not simple to book this fall trip for me and my buddies.
You see the Citi golf booking page is beyond frustrating. It ONLY lets you book one player at a time and wants to charge you for the other three. Now I am a tech geek. I know how to make things happen. That cannot be said of everyone and can they do the following:
1) Setup a Citi golf account.
2) Log in and search for the right course
3) Search for the right dates
4) Search for the right tee time
5) Enter all info and book the same as me
Yeah, for some of my golf guys (who I love to death) I am asking “way” to much of them. I cannot book my own and then and send a link for them to all just click on and then they enter all the info following me for the same courses and tee times. I cannot make it “stupid” simple to make sure nothing goes wrong. This is a problem. But there is a solution and it is the Citi Concierge to the rescue. YES they are amazing!.
I was able to have them, with much time and work get ALL of our info, and then do all the work and setup all 3 days of golf and book for us (talk about making the annual fee, or what was left of it, worth while). I am beyond impressed. But it should not be this hard to enjoy this perk. Then again, for this kind of value maybe I should not be complaining at all that it takes a little time and effort. After all, it saved my group almost $3000 this year in green fees alone. Amazing!
So let me say this as plainly as I can – if you are a golfer and have golfing buddies – you are just foolish if you are not talking EACH of them into getting a Citi BANK Prestige card <-LINK. Send them to this post and let them do the math for themselves. – René
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