Rewards Cards: Travel, Airline, Hotel, and Cash Back!

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**Active military personnel and spouses of service members: American Express may waive annual fees for you. Learn more here.**

See a list of available cards here — and filter by your specifications!

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Travel Rewards Cards

Airline Credit Cards

Hotel Credit Cards

Cash Back Cards

Travel Rewards Cards

Chase Sapphire Preferred Card

The Chase Sapphire Preferred travel rewards credit card.
Learn how to apply for the Chase Sapphire Preferred
  • Earn 2X points on travel and dining at restaurants worldwide
  • Earn 1 point per dollar spent on all other purchases.
  • Points receive a 25% bonus in value when you redeem them for travel booked through Chase!
  • You can also transfer your points to a number of airline and hotel loyalty programs! Airline: Aer Lingus, Air France-KLM, British Airways, Iberia, JetBlue, Singapore Airlines, Southwest Airlines, United, Virgin Atlantic. Hotels: Hyatt, InterContinental Hotel Group (IHG), Marriott, Ritz Carlton.
  • This card has a $95 annual fee.
  • Click here to see CardRatings.com’s review of the Chase Sapphire Preferred card

The Platinum Card® from American Express (learn more about this card)

The Platinum Card® from American Express
Learn how to apply for The Platinum Card® from American Express
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That’s a potential $200 in annual Uber savings! (Enrollment required.)
  • Earn up to $179 in annual statement credit for a CLEAR membership.
  • Earn up to $200 in annual statement credit for prepaid bookings at Fine Hotels + Resorts or The Hotel Collection properties. Reservations must be booked through American Express Travel.
  • Earn up to $20 in statement credits each month on eligible purchases or subscriptions with Peacock, Audible, SiriusXM, and The New York Times. (Enrollment required.)
  • Earn up to $25 in statement credits each month for purchases of select Equinox Fitness Club monthly memberships or a digital subscription to Equinox+. (Enrollment required.)
  • Earn 5X Membership Rewards points on flights booked directly with airlines or with American Express Travel. (Perk capped at $500,000 in airline and AmexTravel.com purchases each calendar year.)
  • Earn 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • $100 Global Entry credit every four years.
  • Get up to $200 in airline fee statement credit each calendar year! Select an airline of your choice and receive credit for charges such as onboard food and beverage, baggage, and certain other purchases. (Enrollment required.)
  • Complimentary gold status with two hotel brands: Marriott and Hilton. (Enrollment required.)
  • Receive complimentary Delta Sky Club admission when flying Delta Air Lines.
  • Enjoy complimentary admission Centurion Lounge airport club access for you and up to two guests.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Amex gives you free Priority Pass Select membership — good for admission at participating airport lounges worldwide. You and up to two guests can enjoy this great perk! (Enrollment required.)
  • Receive complimentary benefits such as daily breakfast for two, resort or spa credit, upgrades when available and more with Fine Hotels & Resorts.
  • Like shopping at Saks Fifth Avenue? You’ll love the $100 annual statement credit for Saks purchases (Enrollment required).
  • $695 annual fee. (See Rates and Fees) But that can easily be offset by taking advantage of all these perks. Plus, active military personnel and military spouses may be eligible to have American Express annual fees waived.
  • Learn more now about this card or check out other American Express cards.
  • Learn more about travel rewards cards!
  • Terms apply.

Chase Sapphire Reserve (learn more about this card)

The Chase Sapphire Reserve card.
Learn how to apply for the Chase Sapphire Reserve card
  • Named “Best Premium Travel Credit Card” for 2018 by MONEY® Magazine
  • Earn 60,000 bonus points after you spend $4,000 on purchases within three months of being approved! That’s worth $750 toward travel when you redeem through Chase Ultimate Rewards!
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year. Good for purchases such as airfare, hotels, parking, rideshare, tolls, and more!
  • $60 Door Dash credit in 2021.
  • Point Bonuses
    • 10X on Lyft rides (through March 2022)
    • 3X points on travel worldwide (immediately after earning your $300 travel credit.)
    • 3X points on dining worldwide
    • 1 point per $1 spent on all other purchases.
  • Enjoy access to almost 1200 airport lounges worldwide with a complimentary Priority Pass Select membership!
  • Complimentary Lyft Pink membership (through March 2022).
  • $100 application fee credit for Global Entry or TSA Pre✔®
  • $550 annual fee.
  • No foreign transaction fees.
  • Click here to see CardRatings.com’s review of the Chase Sapphire Preferred card

Chase Ink Business Preferred Credit Card (learn more about this card)

The Chase Ink Business Preferred credit card

American Express® Gold Card (learn more about this card)

American Express® Gold Card

Learn more about this card!

Eat up these benefits!

  • See the current welcome bonus now!
  • Earn 4X Membership Rewards points dining at restaurants worldwide.
  • Earn 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Enjoy Uber VIP status and free rides in the U.S. up to $10 each month. That’s a potential $120 in annual Uber savings! (Enrollment required.)
  • Earn up to a total of $10 monthly statement credits paying with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. That alone equals a potential $120 annual savings. (Enrollment required.)
  • Terms apply.

✈️ Flight-wise, earn 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com. Plus, enjoy up to $100 in airline fee statement credit each calendar year! Select an airline of your choice and receive credit for charges such as onboard food and beverage, baggage, and certain other purchases.

Shop internationally with no foreign transaction fees. (See rates and fees.)

Annual Fee is $250. The Uber benefits ($120) and select restaurant credit ($120) almost recoup the entire annual fee! (See rates and fees.)

Learn more now about this card!

 

The Business Platinum Card® from American Express (learn more now about this card)

The Business Platinum Card<sup>&#174;</sup> from American ExpressLearn more about this card!

  • Here’s one of my personal favorite perks — and pretty much the reason I hold this card:
    • Use Membership Rewards Pay with Points for all or part of a flight with your selected qualifying airline, and you can earn 35% of the points back, up to 500,000 bonus points per calendar year.
  • Earn up to $179 in annual statement credit for a CLEAR membership.
  • Earn 5X Membership Rewards points on flights and prepaid hotels on amextravel.com.
  • Earn 50% more Membership Rewards points. That’s 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can earn up to 1 million additional points per year.
  • Enroll to earn up to $200 in statement credits annually ($100 semi-annually) for U.S. purchases with Dell. Remember, Dell sells more than computers!
  • $100 Global Entry credit every four years. Global Entry includes TSA PreCheck! (Enrollment required.)
  • Earn up to $200 in airline fee statement credit each calendar year! Select an airline of your choice and receive credit for charges such as onboard food and beverage, baggage, and certain other purchases. (Enrollment required.)
  • Complimentary gold status with two hotel brands: Marriott and Hilton. (Members wishing to take advantage of these perks must manually activate the benefits via their Amex accounts.)
  • Receive complimentary Delta Sky Club admission when flying Delta Air Lines.
  • Enjoy complimentary admission Centurion Lounge airport club access for you and up to two guests.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Amex gives you free Priority Pass Select membership — good for admission at participating airport lounges worldwide. You and up to two guests can enjoy this great perk! (Members wishing to take advantage of these perks must manually activate the benefits via their Amex accounts.)
  • Receive complimentary benefits such as daily breakfast for two, resort or spa credit, upgrades when available and more with Fine Hotels & Resorts.
  • Terms apply. See Rates and Fees.
  • Learn more now about this card!

 

American Express Business Gold Card (learn how to apply)

American Express<sup>&#174;</sup> Business Gold Card

Learn more about this card!

  • See the current welcome offer now!
  • Check this out: Get 4X Membership Rewards points on the two select categories where your business spent the most each month. (The 4X points apply to the first $150,000 in combined purchases from these two categories each calendar year.)
  • Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year!
  • This card also offers a flexible payment option to help manage cash flow on purchases of $100 or more.
  • Plus, make accounting easier! Connect to Quickbooks, access SpendManager, receive a Year-End Summary, and more.
  • See rates and fees.
  • Terms apply.

Learn more now about this card, check out other American Express cards, or learn about other business cards!

 

The Blue Business Plus Credit Card from American Express (learn how to apply)

The Blue Business Plus Card from American ExpressLearn more about this card!

Check this out: a no annual fee card that earns Membership Rewards points! (See Rates and Fees. Terms apply.)

Earn 2X points — with no category restrictions — on the first $50,000 in purchases each year. After that, you’ll earn 1X points on purchases thereafter.

It doesn’t come with the bells and whistles of, say, the Platinum Card® from American Express (learn more) and Business Platinum Card® from American Express (learn more). Nor does it offer the Membership Rewards earning power of the American Express® Gold Card (learn more) or American Express Business Gold Card (learn more).

However, people looking for a no-annual-fee Membership Rewards card and/or a small business whose budget is rather low might enjoy this card.

Terms apply.

Learn how to apply for about this card!

Capital One Venture Rewards Card (learn more about this card)

 

The Capital One Venture Rewards travel credit card.
Learn how to apply for the Capital One Venture Rewards travel credit card

See the current welcome offer now!

  • Earn unlimited 2X miles on every purchase, every day
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
  • Transfer your miles to over 15+ travel loyalty programs
  • No foreign transaction fees
  • $95 annual fee

Airline Rewards Cards

Southwest Rapid Rewards Priority Credit Card (learn more)

Southwest Rapid Rewards Priority Credit Card

 

The card has a $149 fee — but comes with a $75 Southwest annual travel credit. Essentially, that reduces your “out of pocket” to $74 (assuming you use the travel credit). That basically makes this card $25 cheaper than the lower annual fee Southwest Premier Card — which does not have any travel credit.

Not to mention, you’re annually gifted 7,500 anniversary points starting year two. Just because Southwest and Chase LUV having you as a cardmember.

You’ll also enjoy these additional benefits not available on the other Southwest consumer cards:

  • Four Upgraded Boardings per year (when available) put you in boarding group A1-15.
  • 20% credit on inflight drinks and WiFi

The only thing I don’t like about this card is its earnings:

  • 2X points per $1 spent on Southwest and Rapid Rewards hotel and car rental partner purchases.
  • 1X on everything else.

(Seems someone took a page out of the Delta Amex playbook.)

Read a review and learn more about the Southwest Premier Card

 

 

Delta SkyMiles® Reserve American Express Card (learn how to apply)

Delta SkyMiles® Reserve American Express CardLearn how to apply for this card!

 

Points Earnings

  • 3X SkyMiles on Delta purchases
  • 1X SkyMiles on all other purchases

Status Boost

Enjoy 15,000 bonus MQM each time you spend $30,000 during a calendar year. The most Status Boost MQM you can receive with this card is 60,000 MQM ($120,000 spend during a calendar year).

Delta Sky Club Access

  • Enjoy complimentary access to Delta Sky Clubs when traveling on a same-day Delta Air Lines flight. (Read our reviews of Delta Sky Clubs.)
  • Receive two guest passes each year to Delta Sky Clubs. A nice perk if you’re traveling with people who don’t have Delta Sky Club access through their own Reserve card or the American Express Platinum cards.

American Express Centurion Lounge Access

You’ll have free admission (provided the club isn’t closed to overcrowding) to American Express Centurion Lounges before a same-day Delta Air Lines-operated or -marketed flight. (Read our reviews of American Express Centurion Lounges.)

Upgrade Priority for Medallion Members

Holding a Delta Reserve card serves as tie-breaker for complimentary Medallion upgrades.

Complimentary Upgrades for Non-Medallion Members

Non-elites who hold the Delta Reserve card will eligible for complimentary domestic upgrades (US 50) to Delta One, first class, and Comfort Plus — space providing, after Medallion members and their companions have been upgraded.

MQD Waiver

Spend $25,000 on this — or across any of your Delta Amexes, provided you hold a Platinum or Reserve card — and don’t worry about the MQD requirements for Silver, Gold, or Platinum Medallion.

Companion Certificate

Beginning the second year of holding the card, you’ll receive upon renewal a certificate for a free (except for taxes and fees) companion first class or coach qualifying fares on Delta. Read our Companion Certificate FAQ.

Global Entry/TSA PreCheck Fee Credit

Receive a statement credit for your Global Entry application fee every four years or TSA PreCheck application fee every 4.5 years when paying with your Delta SkyMiles® Platinum American Express Card.

Delta Travel Perks

  • Free first checked bag for you and up to eight others on your itinerary/PNR
  • 20% statement credit on purchases made aboard Delta Air Lines flights (premium food, beverages, headsets, etc)
  • Main Cabin 1 Priority Boarding
  • Pay with Miles eligibility

Annual Fee

$550 (See rates and fees.)

Who Should Have This Card?

Frequent Delta travelers who want lounge access — and can spend their way to status.

Learn more now about the Delta SkyMiles® Reserve American Express Card.

 

Southwest Rapid Rewards Performance Business Credit Card

Southwest Rapid Rewards® Performance Business Credit Card Read more at: https://www.cardratings.com/bestcards/featured-credit-cards?&shnq=4048165&CCID=20414528204665331&QTR=ZZf201906191927560Za20414528Zg255Zw0Zm0Zc204665331Zs7273ZZ&CLK=172200122105131556&src=662932&&var2=postfooter&&exp=y Copyright © CardRatings.com
Learn more about the Southwest Rapid Rewards Performance Business Credit Card

Get rewarded for being a loyal cardmember — and receive 9,000 bonus  Rapid Rewards points after your Cardmember anniversary!

Points Earnings

  • 3X on Southwest Airlines purchases
  • 2X on social media
  • 2X on search engine advertising
  • 2X on Internet, cable, and phone services
  • 1x on everything else

Travel Benefits

  • Four Upgraded Boardings (A1-15) per year when available
  • Up to 365 if-used inflight WiFi credits
  • Global Entry or TSA Pre✔ application fee credit
  • Earn tier points toward A-List Status

Learn how to apply for the Southwest Rapid Rewards Performance Business Credit Card

Southwest Rapid Rewards Premier Business Credit Card (learn more)

Southwest Rapid Rewards Premier Business Credit Card

Southwest shows you the LUV with 6,000 bonus points every year on your cardmember anniversary! (Annual fee: $99, billable on your first statement)

Earn 2 points for every dollar you spend on Southwest Airlines purchases. (Earn 1 point for every dollar you spend elsewhere.)

This $99 annual fee card has no foreign transaction fees.

Read a review and learn more about the Southwest Rapid Rewards Premier Business Credit Card.

 

United Quest Card (learn more about this card)

Learn how to apply for he United Quest Credit Card from Chase
Learn how to apply for the United Quest Credit Card from Chase

See the current welcome offer now!

The United Quest Card from Chase gives members a couple of perks starting the second year:

  • $125 in United purchase statement credits
  • 5,000-point rebate after taking a United or United Express-operated award flight booked with miles. The benefit can be used twice a year. So there’s a possibility of 10,000 points back annually.

Cardholders earn 500 Premier Qualifying Points (PQP) for each $12,000 spent on the card each year (up to 3,000 PQP).

Points Earnings:

  • 3X on United Airlines purchases
  • 2X on select streaming services
  • 2X at restaurants
  • 2X miles on all other travel
  • 1X mile on all other purchases

Travel Benefits:

  • Free first and second checked bags on United trips (a potential savings of $320 per roundtrip)
  • Up to $100 statement credit for Global Entry or TSA Pre√ application fee
  • 25% statement credit for purchases made onboard United flights (drinks, etc)
  • No foreign transaction fees

$250 annual fee.

Learn more now about this card!

United Explorer Card (learn how to apply)

United Explorer Credit Card
Club lounge passes, priority boarding, and a Global Entry credit are included with the United Explorer Credit Card!

See the current welcome offer now!

Waived annual fee the first year!

  • $0 introductory annual fee for the first year, then $95

Points earnings:

  • 2X on dining and eligible delivery services
  • 2X on hotel stays
  • 2X on United purchases

Other Benefits:

  • Two one-time passes to the United Club each Year (starting the second year of card membership)
  • First checked bag free for the cardholder and one travel companion when using your card to purchase your ticket for United- and United Express-operated flights.
  • Priority boarding privileges
  • Up to $100 Global Entry or TSA PreCheck fee Credit

Who Should Have This Card?

If you travel on United even once or twice a year — especially with a companion — the free checked bag benefit can easily wipe out the $95 annual fee. And don’t forget the two United Club passes that you receive starting in year two. United Clubs feature complimentary food and beverages — which is better than paying for grub on airport concourses.

Learn more now about the United Explorer Card!

Delta SkyMiles® Platinum American Express Card (learn how to apply)

The Platinum Delta SkyMiles Card from American Express.Learn how to apply for this card!

 

Points Earnings

  • 3X SkyMiles on Delta purchases
  • 2X SkyMiles at restaurants worldwide
  • 2X SkyMiles at US supermarkets
  • 1X SkyMiles on all other purchases

Status Boost

Enjoy 10,000 bonus MQM when you spend $25,000 on your card during a calendar year. Earn one additional 10,000 bonus MQM if you spend another $25,000 during the same calendar year.

Companion Certificate

Beginning the second year of holding the card, you’ll receive upon renewal a certificate for a free (except for taxes and fees) companion coach fare on eligible Delta flights. Read our Companion Certificate FAQ.

Delta Sky Club Access

Visit Delta Sky Clubs (when traveling on same-day Delta itinerary) for $39. Bring up to two guests for $39 each.

Global Entry/TSA PreCheck Fee Credit

Receive a statement credit for your Global Entry application fee every four years or TSA PreCheck application fee every 4.5 years when paying with your Delta SkyMiles® Platinum American Express Card.

Delta Travel Perks

  • Free first checked bag for you and up to eight others on your itinerary/PNR
  • 20% statement credit on purchases made aboard Delta Air Lines flights (premium food, beverages, headsets, etc)
  • Main Cabin 1 Priority Boarding
  • Pay with Miles eligibility

MQD Waiver

Spend $25,000 on this — or across any of your Delta Amexes, provided you hold a Platinum or Reserve card — and don’t worry about the MQD requirements for Silver, Gold, or Platinum Medallion.

Annual Fee

$250 (See Rates and Fees)

Who Should Have This Card?

Frequent-ish Delta travelers who want to achieve or maintain Medallion status. Plus, it’s good for saving money on Delta incidental purchases.

Learn more now about the Delta SkyMiles® Platinum American Express Card. Terms apply.

 

Delta SkyMiles® Reserve Business American Express Card(learn more about this card)

Delta SkyMiles® Reserve Business American Express Card

Learn more about this card!

 

Points Earnings

  • 3X SkyMiles on Delta purchases
  • 1.5X SkyMiles on purchases after you spend $150,000 on the card during a calendar year
  • 1X SkyMiles on all other purchases

Status Boost

Enjoy 15,000 bonus MQM each time you spend $30,000 during a calendar year. The most Status Boost MQM you can receive with this card is 60,000 MQM ($120,000 spend during a calendar year).

Delta Sky Club Access

  • Enjoy complimentary access to Delta Sky Clubs when traveling on a same-day Delta Air Lines flight. (Read our reviews of Delta Sky Clubs.)
  • Receive two guest passes each year to Delta Sky Clubs. A nice perk if you’re traveling with people who don’t have Delta Sky Club access through their own Reserve card or the American Express Platinum cards.

American Express Centurion Lounge Access

You’ll have free admission (provided the club isn’t closed to overcrowding) to American Express Centurion Lounges before a same-day Delta Air Lines-operated or -marketed flight. (Read our reviews of American Express Centurion Lounges.)

Upgrade Priority for Medallion Members

Holding a Delta Reserve card serves as tie-breaker for complimentary Medallion upgrades.

Complimentary Upgrades for Non-Medallion Members

Non-elites who hold the Delta Reserve card will eligible for complimentary domestic upgrades (US 50) to Delta One, first class, and Comfort Plus — space providing, after Medallion members and their companions have been upgraded.

MQD Waiver

Spend $25,000 on this — or across any of your Delta Amexes, provided you hold a Platinum or Reserve card — and don’t worry about the MQD requirements for Silver, Gold, or Platinum Medallion.

Companion Certificate

Beginning the second year of holding the card, you’ll receive upon renewal a certificate for a free (except for taxes and fees) companion first class or coach qualifying fares on Delta. Read our Companion Certificate FAQ.

Global Entry/TSA PreCheck Fee Credit

Receive a statement credit for your Global Entry application fee every four years or TSA PreCheck application fee every 4.5 years when paying with your Delta SkyMiles® Platinum American Express Card.

Delta Travel Perks

  • Free first checked bag for you and up to eight others on your itinerary/PNR
  • 20% statement credit on purchases made aboard Delta Air Lines flights (premium food, beverages, headsets, etc)
  • Main Cabin 1 Priority Boarding
  • Pay with Miles eligibility

Annual Fee

$550. (See Rates and Fees)

Who Should Have This Card?

Business owners/independent contractors who are frequent Delta travelers and lounge access. Plus, if you can spend a lot of money on this card, you’ll love the Status Boosts.

Learn more now about this card! Terms apply.

 

Delta SkyMiles® Platinum Business American Express Card (learn more about this card)

Platinum Delta SkyMiles® Business Credit Card from American ExpressLearn more about this card!

 

Points Earnings

  • 3X SkyMiles at hotels
  • 3X SkyMiles on Delta purchases
  • 1.5 SkyMiles on all eligible purchases of $5,000 or more
  • 1X SkyMiles on all other purchases

Status Boost

Enjoy 10,000 bonus MQM and 10,000 bonus redeemable SkyMiles when you spend $25,000 on your card during a calendar year. Earn one additional 10,000 bonus MQM if you spend another $25,000 during the same calendar year.

Companion Certificate

Beginning the second year of holding the card, you’ll receive upon renewal a certificate for a free (except for taxes and fees) companion coach fare on eligible Delta flights. Read our Companion Certificate FAQ.

Delta Sky Club Access

Visit Delta Sky Clubs (when traveling on same-day Delta itinerary) for $39. Bring up to two guests for $39 each.

Global Entry/TSA PreCheck Fee Credit

Receive a statement credit for your Global Entry application fee every four years or TSA PreCheck application fee every 4.5 years when paying with your Delta SkyMiles® Platinum American Express Card.

Delta Travel Perks

  • Free first checked bag for you and up to eight others on your itinerary/PNR
  • 20% statement credit on purchases made aboard Delta Air Lines flights (premium food, beverages, headsets, etc)
  • Main Cabin 1 Priority Boarding
  • Pay with Miles eligibility

MQD Waiver

Spend $25,000 on this — or across any of your Delta Amexes, provided you hold a Platinum or Reserve card — and don’t worry about the MQD requirements for Silver, Gold, or Platinum Medallion.

Annual Fee

$250. (See Rates and Fees)

Who Should Have This Card?

Business owners who frequently travel on Delta and wish to to achieve or maintain Medallion status. Plus, it’s good for saving money on Delta incidental purchases.

Learn more now about this card! Terms apply.

 

 

 Delta SkyMiles® Gold American Express Card (learn more about this card)

Delta SkyMiles® Gold American Express Card
Learn more about this card!

Points Earnings

  • 2X SkyMiles at restaurants worldwide
  • 2X SkyMiles at US supermarkets
  • 2X SkyMiles on Delta purchases
  • 1X SkyMiles on all other purchases

Other Spend Benefits

Receive a $100 Delta flight credit for future travel after you spend $10,000 on the card during a calendar year.

Delta Travel Perks

  • Free first checked bag for you and up to eight others on your itinerary/PNR
  • Main Cabin 1 Priority Boarding
  • Pay with Miles eligibility

Annual Fee

Waived the first year! Then $99 each year, beginning the second year you hold the card.

Who Should Have This Card?

Infrequent leisure travelers who want to save money on checked baggage.

Learn more now about the Delta SkyMiles® Gold American Express Card.

Delta SkyMiles® Gold Business American Express Card (learn how to apply)

Learn how to apply for this card!

 

Points Earnings

  • 2X SkyMiles at restaurants worldwide
  • 2X SkyMiles on US shipping
  • 2X SkyMiles on US advertising in select media
  • 2X SkyMiles on Delta purchases
  • 1X SkyMiles on all other purchases

Other Spend Benefits

Receive a $100 Delta flight credit for future travel after you spend $10,000 on the card during a calendar year.

Delta Travel Perks

  • Free first checked bag for you and up to eight others on your itinerary/PNR
  • Main Cabin 1 Priority Boarding
  • Pay with Miles eligibility

Annual Fee

Waived the first year! Then $99 each year, beginning the second year you hold the card. (See Rates and Fees)

Who Should Have This Card?

Infrequent business travelers who want to save money on cards better spend bonuses but higher annual fees.

Learn more now about the Delta SkyMiles® Gold Business American Express Card.

 

 

Hotel Credit Cards

IHG Rewards Club Premier Credit Card (learn more)

IHG Rewards Club Premier Credit Card Read more at: https://www.cardratings.com/bestcards/featured-credit-cards?&shnq=4048106&CCID=20397089204652871&QTR=ZZf201804051239590Za20397089Zg255Zw0Zm0Zc204652871Zs7273ZZ&CLK=799190716215738620&src=662932&&exp=y Copyright © CardRatings.com
Learn how to apply for the IHG Rewards Club Premier Credit Card!

I swore I’d never get this card (SPOILER ALERT: I did!) because, like René and many other travelers, I was upset when IHG devalued the previous card’s yearly anniversary free night at any IHG property worldwide. They’ve since capped the redemption to properties that are 40,000 points and less.

So why did I get this card?

The welcome bonus, a fourth-night free benefit, and realizing a hotel room for $89 (the card’s annual fee) is still a good deal. (Note the anniversary night kicks in year two. But you can have some good with the welcome bonus points!)

Earn 125,000 bonus points and a complimentary Reward Night after spending $3000 with the first three months of being approved. (Reward Night redeemable at properties valued at 40,000 or fewer points.)

Earn 25X points when you pay for an IHG stay with your IHG Rewards Club Premier credit card.

Points Earnings

  • Earn 2X points at:
    • Gas stations
    • Grocery store
    • Restaurants

    1X point on all other purchases

Other IHG Rewards Club Premier Credit Card Benefits

  • Platinum Elite Status with perks such as:
    • Room upgrades
    • Guaranteed room availability
    • Complimentary internet
    • Priority check-in
    • Late check-out
    • Welcome amenity
    • $30 In-room spa credit
  • Complimentary “Anniversary” Night at Eligible IHG Hotels
    • Valid at properties with a redemption level of 40,000 or points or less
    • You receive the anniversary night beginning your second year of card membership
  • $100 Global Entry or TSA Pre√ application credit every four years.
  • No foreign transaction fees

This card’s annual fee is $89 and not waived the first year.

The card’s complimentary Platinum elite status has scored me a hospitality suite, some minor room upgrades, and plenty of early check-ins and check-outs.

If you hold the old/now-defunct IHG Rewards Club, pool that card’s anniversary night with the IHG Rewards Club Premier Credit Card‘s. You essentially receive two hotel nights each year for a total of $138.

Again, I hold this card because I received a great welcome bonus — and I also value the anniversary night.

Read a review of and learn more about the IHG Rewards Club Premier Credit Card!

Marriott Bonvoy Business™ American Express Card (learn more about this card)

Marriott Bonvoy Business American Express CardLearn more about this card!

Enjoy a free anniversary night valid for stays under 35,000 points beginning the second year you hold the card. Plus, earn another free anniversary night when you spend $60,000 on your card within a calendar year.

Receive complimentary Silver status just for being a cardholder! Silver members enjoy benefits such as:

  • Priority late checkout
  • 10% bonus points on stays

Plus, cardmembers receive a complimentary upgrade to Gold status when spending $35,000 on the card during a calendar year. Remember, though, the Platinum Card® from American Express (learn more) and Business Platinum Card® from American Express OPEN (learn more) give cardholders complimentary Gold status.

Bonus categories for using your card:

  • 6X points at participating Marriott Bonvoy hotels
  • 4X points at U.S. restaurants
  • 4X points at U.S. gas stations
  • 4X points on wireless telephone services purchased directly from U.S. service providers
  • 4X points on U.S. purchases for shipping
  • 2x points on all other eligible purchases

Learn more now about the Marriott Bonvoy Business American Express Card, check out more American Express cards, or learn about other hotel cards!

 

 

Marriott Bonvoy Boundless Visa Signature Credit Card (learn more)

Marriott Bonvoy Boundless™ Credit Card Read more at: https://www.cardratings.com/bestcards/featured-credit-cards?&shnq=4048084&CCID=20392212204649873&QTR=ZZf201801021148170Za20392212Zg255Zw0Zm0Zc204649873Zs7273ZZ&CLK=233190717095522230&src=662932&&exp=y Copyright © CardRatings.com

The card’s $95 annual fee can still score you a discounted room with its anniversary night (good at properties up to 35,000 points) that triggers during year two. The card also bestows you complimentary Silver status with Bonvoy, which means you enjoy:

  • Priority late checkout
  • 10% bonus points on stays

How About Its Bonus Categories?

  • 6X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels.
  • 2X Bonvoy points for every $1 spent on all other purchases.

So the earnings are fairly meh (certainly better than a few other cards). But a nice hotel room for $95 a year is certainly with considering.

Read a review of and learn more about the Marriott Bonvoy Boundless Visa Signature Credit Card!

Hilton Honors American Express Surpass® Card (learn more)

Learn more about the Hilton Honors Surpass Card from American Express.

Learn more about this card!

The Hilton Honors American Express Surpass Card (learn how to apply) offers its cardholders several benefits:

  • Complimentary Hilton Honors Gold status (upgrade to Diamond after spending $40,000 on the Surpass Card during a calendar year.) Some of the Gold status perks include:
    • Complimentary breakfast at all hotels
    • Space-available upgrades to Executive rooms
  • Earn a Weekend Night Reward after spending $15,000 in a calendar year.
  • 10 free visits each year at Priority Pass airport lounges
  • Late check-out
  • 5th standard reward night free
  • Two bottles of water
  • Elite tier rollover nights
  • 80% Elite tier bonus points

Cardholders receive the following bonus Hilton Honors points for select purchases:

  • 12X on eligible purchases at a participating Hilton portfolio hotel or resort
  • 6X at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • 3X on all other eligible purchases.

The Hilton Honors American Express Surpass Card (learn more about this card) carries a $95 annual fee that is not waived the first year. But the fee can be offset fairly easily for a while thanks to the free breakfasts and annual Priority Pass visits.

Learn how to apply for the Hilton Honors American Express Surpass Card!

Hilton Honors American Express Card (learn more)

The Hilton Honors American Express Card.

Learn more about this card!

 

The basic, no annual fee Hilton Honors American Express Card gives cardholders complimentary Silver status (and can earn Gold after spending $20,000 in a calendar year).

Silver status benefits include:

  • Late check-out
  • 5th standard reward night free
  • Two bottles of water
  • Elite tier rollover nights
  • 20% Elite tier bonus points

The Hilton Honors American Express Card offers the following Hilton Honors point bonuses.

  • 7X on eligible purchases at a participating Hilton portfolio hotel or resort
  • 5X at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • 3X on all other eligible purchases.
  • Terms apply

Learn more now about the Hilton Honors American Express Card

 

World of Hyatt Credit Card (learn more)

World of Hyatt credit card
Learn how to apply for the World of Hyatt Visa Signature Credit Card

See the current welcome offer now!

Travel Benefits

  • Receive one free anniversary night each year (beginning the second year of card membership). The benefit may be redeemed at any Category 1-4 Hyatt hotel or resort. Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year!
  • Enjoy complimentary World of Hyatt Discoverist status for as long as you’re a cardholder.
  • Receive 5 tier qualifying night credits towards status each year you hold the card.
    • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card

Points Earnings

  • Up to 9X during Hyatt stays
  • 2X at restaurants
  • 2X on airline tickets purchased directly from airlines
  • 2X on local transit and commuting
  • 2X on gym and fitness club memberships

Learn more about the World of Hyatt Credit Card now!

 

Marriott Bonvoy Bold Visa Signature Credit Card (learn more)

Marriott Bonvoy Bold Visa Signature hotel credit card from Chase.
Learn now how to apply for the Marriott Bonvoy Bold Visa Signature hotel credit card from Chase

See the current welcome offer now!

Earn points in the following categories:

  • 3X per $1 spent at participating Marriott Bonvoy hotels
  • 2X per $1 spent on other travel purchases (think airfares, rideshare, taxis, etc)
  • 1X on all other purchases

Plus, there’s no annual fee and no foreign transaction fees!

Read a review of and learn more about the Marriott Bonvoy Bold Visa Signature Credit Card!

 

Cash Back Cards

Chase Freedom Flex (learn more)

Chase Freedom Flex Mastercard
Learn how to apply for the Chase Freedom Flex Mastercard
  • Save money with no annual fee!
  • Two 5% cashback categories:
    • Earn 5% cashback on up to $1,500 on purchases in quarterly bonus categories you activate.
    • Earn 5% cashback on travel purchased through Chase. So if you book a trip through Chase’s travel service, you’ll receive 5% cashback.
  • You also enjoy 3% cashback on some other purchases:
    • Dining at restaurants, including takeout and eligible delivery services
    • Drugstores
  • Learn more now about the Chase Freedom Flex credit card!

Chase Freedom Unlimited (learn more)

Chase Freedom Unlimited Visa credit card

  • No annual fee!
  • Earn a $200 cashback bonus after spending just $500 on your new card within three months of being approved.
  • Earn 5% cashback on travel purchased through Chase. So if you book a trip through Chase’s travel service, you’ll receive 5% cashback — and still earn both elite and redeemable miles on your airline ticket purchases!
  • You also enjoy 3% cashback on some other purchases:
    • Dining at restaurants, including takeout and eligible delivery services
    • Drugstores
  • Get a BIG 5X on grocery store spending (up to $12,000 in purchases during your first year of card membership . Target and Walmart purchases not eligible.)
  • Plus, earn 1.5% cashback on all other purchases.
  • Learn more now about the Chase Freedom Unlimited credit card!

 

Chase Ink Business Cash Credit Card (learn more about this card)

Chase Ink Cash Credit Card
Learn how to apply for the Chase Ink Business Cash Credit Card
  • No annual fee!!
  • Receive 5% cash back on the first $25,000 spent in combined purchases each anniversary year on the following categories:
    • Office supply stores
    • Internet, cable, and phone services
  • Receive 2% cash back on the first $25,000 spent in combined purchases each anniversary year on the following categories:
    • Gas stations
    • Restaurants
  • Unlimited 1% cash back on all other purchases!
  • Enjoy redeeming your savings as cash back, gift cards, travel, and more through Chase Ultimate Rewards!
  • And, of course, NO ANNUAL FEE!!!
  • Learn more now about the Chase Ink Business Cash Credit Card!

 

Chase Ink Business Unlimited Credit Card (learn more about this card)

 

Blue Cash Preferred® Card from American Express (learn more about this card)

 

The American Express Blue Cash Preferred Card
Learn more about The American Express Blue Cash Preferred Card

Check out these bonus categories:

  • Earn 6% back on up to $6,000 spent at U.S. supermarkets annually
  • Earn 6% back on select U.S. streaming subscriptions (like Netflix, Amazon Prime Video, Spotify, Apple Music, and many others)
  • Earn 3% back on transit purchases (think Lyft, Uber, parking, tolls, etc.)
  • Earn 3% back at U.S. gas stations
  • Earn 1% back on everything else.

Starting the second year you hold the card, the $95 annual fee is easily offset if you spend at least $1600 a year between U.S. supermarkets and streaming services.

Terms apply.

Read a review of and learn more about the Blue Cash Preferred® Card from American Express

Blue Cash Everyday® Card from American Express (learn more)

American Express Blue Cash Everyday® Card

Great cashback categories!

  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.

No annual fee.

Terms Apply.

Read a review of and learn more about the Blue Cash Everday Card from American Express!

 

 

Eye of the Flyer, a division of Chatterbox Entertainment, Inc., has partnered with CardRatings for our coverage of credit card products. Eye of the Flyer and CardRatings may receive a commission from card issuers.

Learn now about more credit card offers!

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.If you do not get instant approvals you may need to call to follow up at the reconsideration lines. There is no set time to wait and if you apply on a weekday during business hours you can call almost right away. The numbers for the credit card company’s are below:

    • Bank Of America Credit Card Reconsideration

      866-458-8805 credit analyst

      877-721-9405 application status press 3

      866-421-8153 Credit analyst – existing cardholders

      800-718-6072 Credit analyst – for existing cardholders

      Barclay’s Credit Application Center (also Virgin America)

      800-308-6008 or 866-408-4064

      Chase Bank Reconsideration numbers

      (800) 432-3117 – General Application Status Line, automated

      (888) 245-0625 – Personal Reconsideration Line with a live rep

      (888) 609-7805 – Alternative Personal Reconsideration line with live rep

      (888) 871-4649 – Alternative Personal Reconsideration with live rep

      (800) 453-9719 – Business Credit Card Reconsideration Line with live rep

      (800) 432-3117 – General Card Services and Application Status, automated

      (800) 955-9900 – General Card Services and Application status, automated

      Citibank Credit Card Reconsideration

      800-763-9795 credit department

      866-606-2787 or 888-201-4523 application status

      Capital One Card Reconsideration

      800-625-7866 Account Specialist

      800-951-6951 customer relations

      800-548-4593 application status – automated

      800-889-9939 or 800-625-7866 Account Specialist

      877-513-9959 Account Retention

      800-707-0489 Senior Escalation Account Managers

      Discover Card Reconsideration

      888-676-3695 credit analyst

      866-219-0214 Retention Department

      HSBC Card Reconsideration

      866-574-4421 Application Status

      866-551-0258 Credit Analyst

      866-280-0118 Executive Resolution Unit

      US BANK

      800-947-1444 Application Status

      800-685-7680 Underwriting

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