Capital One Spark Cash Plus

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The card_name earns unlimited 2% cash back on every purchase — and gives you the opportunity for a refund in the card’s annual fee!

Learn here how to apply for the Capital One Spark Cash Plus

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Current Spend Bonus: LIMITED TIME OFFER: You can earn up to $3,000 bonus cash. Here's how:
  • Earn $1,500 after you spend $20,000 on eligible purchases within three (3) months of being approved for card membership
  • Earn an additional $1,500 after you spend a total of $100,000 on eligible purchases within six (6) months of being approved for card membership
  • The previous promotion offered only $1,200 once you spent $30,000. So, even if you can't hit the $100,000, the first threshold offers a bigger bonus than before -- and for 1/3 less spending.
  • Learn here how to apply for this offer.

Card Type: Mastercard

What Kind of Points/Miles the Card Earns: Cash back. This can be applied as a statement credit or sent to you as a check.

Annual Fee: $150. However, that will be refunded if you spend $150,000 in purchases during a calendar year

Additional Cardholders: $0.

Foreign Transaction Fees: None

APR: reg_apr,reg_apr_type

Points Earnings:

  • 5% cash back on hotels and rental cars booked through Capital One Travel
  • 2% on all other eligible purchases

Where Can You Apply?: Learn here how to apply. We don’t see any information (name, address, SSN, income, pet’s name, your father’s maiden name, etc.) you submit. Thank you for helping support the blog! 

Learn here how to apply for the Capital One Spark Cash Plus

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Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc. has partnered with CardRatings for our coverage of credit card products. Eye of the Flyer and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases made during shopping sessions or signups initiated from clicking those links.


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.