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And the Chase Freedom Flex® 4th Quarter 5X Categories Are… (One of Them is PayPal!)

Chris Carley by Chris Carley
September 16, 2025
in Credit Cards
0
The Chase Freedom Flex® card earns Ultimate Rewards points -- which can help make a dream beach vacation come true!

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.

It feels like two weeks ago, I was writing about the Chase Freedom Flex® 5X categories for Q4 — 2024. We’re suddenly here with just 15 weeks left until 2026. And we know the Q4 2025 categories!

Chase Freedom Flex® Q4 Categories

You can earn 5X bonus Chase points on eligible purchases made at/with:

  • Old Navy®
  • Chase Travel℠
  • Department Stores
  • PayPal (December only)

This promotion is for Chase Freedom Flex® cardmembers and people who hold the legacy Chase Freedom card (which is no longer open to new applicants). The promotional period runs from October 1 through December 31, 2025. (All information about the Chase Freedom Flex® card was collected independently by Eye of the Flyer. It has not been reviewed by the card issuer.)

A maximum of 7,500 points can be earned back during the promotion. (That’s $1,500 in spending.) We love Chase points because you can transfer them to a travel partner, use them to pay for travel through Chase Travel℠, apply them for statement credit, get cashback transferred to your bank account, and a few other options.

Enrollment is required and you can do that here. You have until December 14 to sign up. So, if you don’t yet have a no-annual-fee Chase Freedom Flex®, there’s still plenty of time to become a member and take advantage of the savings. And the welcome promotion is super easy: earn 20,000 bonus points (or $200 cashback) after spending just $500 in eligible purchases within the first three (3) months of being approved for the card. (If you live in or visit California, that’s only a few gas tanks’ worth of fill-ups!)

Quick Thoughts

Earning 5X on Chase Travel bookings is pretty great. That’s the same return (or better) than some premium cards. So, if you need to book flights for the holidays or next year, consider that option.

I also love that PayPal is back, even if it’s only for December. I’ll use PayPal for as many online purchases as possible during December.

Happy shopping and earning!

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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90,000 Bonus Points for One of Our Favorite Credit Cards! (Limited Time!)

Chris Carley

Chris Carley

Chris Carley is the owner, editor, and lead writer of Eye of the Flyer (formerly known as Rene's Points).

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