There’s excellent news if you use PayPal, dine at McDonald’s, and/or use the services of a veterinarian.
The no-annual-fee Chase Freedom Flex®‘s and legacy Chase Freedom card’s bonus 5% cashback (5X Chase) categories for October through December 2024 are:
- PayPal
- McDonald’s (which might be up to 7%/7X — more on that in a minute)
- Pet Shops and Veterinarian Services
- Donations to Select Charities
PayPal purchases made in other categories will only earn a total of 5% or 5X.
(All information about the Chase Freedom Flex® card was collected independently by Eye of the Flyer. It has not been reviewed by the card issuer.)
. (All information about the Chase Freedom card was collected independently by Eye of the Flyer. It has not been reviewed by the card issuer.)
Manual enrollment/activation is required. You can do that online through your Chase card account or simply plugging in your last name, the last four digits of your card number, and you zip code here at ChaseBonus.com. Enrollment is open through December 14, 2024.
You’ll earn 5% cashback (awarded as 5X Chase Ultimate Rewards®) for eligible purchases made with merchants between October 1 and December 31, 2024. A maximum of $1,500 in combined spending applies.
PayPal: Great for Holiday Purchases?
As of this publishing date, there are just 99 days until Christmas and Hanukkah. That means plenty of online gift shopping for many of us. You can earn back some of those holiday gift expenses by using your PayPal for your purchases. (Just make sure your Freedom Flex or Freedom card is your default payment method for PayPal.)
This also might be a good opportunity to load up savings through PayPal Gifts.
7X at McDonald’s?
I love Egg McMuffins and McDonald’s coffee, so I’m delighted about this promotion!
The Chase Freedom Flex® earns a total of 3% cash back (3X Ultimate Rewards points) on restaurant purchases. (This includes takeout and most restaurant delivery services.)
Here’s how that breaks down:
- Each eligible purchase earns 1% back.
- Purchases at restaurants earn an additional 2% back.
McDonald’s will earn 5% back for the promotion plus its 2% restaurant bonus. So, you’re hauling in 7% cash back or 7X points on your McDonald’s purchases!
Purchases made on my McDonald’s app code as dining/restaurant. Those should earn you the 7%/7X.
McDonald’s located inside other businesses or locations (i.e., airports, WalMarts, casinos, etc.) might not qualify for the promotion. I’m waiting for Chase to publish the list of eligible merchants. Sticking to standalone restaurants is a safer bet.
Pet Shop and Veterinarian Purchases
Pets can be very expensive. The 5X back from October through December will take out a little of the sting on those vet bills and big box pet supply shops.
Donations to Select Charities
Again, I’m still waiting for Chase to publish its eligible merchants list. But last year, you could earn 5% back/5X points if you used your card to pay for donations to:
- American Red Cross
- Equal Justice Initiatives
- Feeding America
- Habitat for Humanity
- International Medical Corps
- International Rescue Committee
- Leadership Conference Education Fund
- NAACP Legal Defense and Educational Fund
- National Urban League
- Thurgood Marshall College Fund
- United Negro College Fund
- UNICEF USA
- United Way
- World Central Kitchen
- GLSEN
- Out and Equal
- Sage
Final Approach
The no-annual-fee Chase Freedom Flex®‘s and legacy Chase Freedom card’s bonus 5% cashback (5X Chase) categories for October through December 2024 are: PayPal, McDonald’s, pet shops, veterinarian services, and donations to select charities
McDonald’s purchases should stack with the cards’ restaurant bonus to earn you 7X!
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