The IHG One Rewards Premier Credit Card is a solid card offering a generous welcome promotion, Platinum Elite status, an annual Anniversary Night (starting year two), and much more.
Learn here how to apply for the IHG One Rewards Premier Credit Card
Card Type: Mastercard World Elite
What Kind of Points/Miles the Card Earns: IHG Rewards One points
Annual Fee: $99
Additional Cardholders: $0
Foreign Transaction Fees: $0
Points Earnings:
- Up to 26X total per dollar (yes) spent during IHG stays
- 5X on travel
- 5X at restaurants
- 5X at gas stations
- 3X on all other eligible purchases
Where Can You Apply?: Learn here how to apply for this offer. We don’t see any information (name, address, SSN, income, pet’s name, your father’s maiden name, etc.) you submit. Thank you for helping support the blog!
Card Features and Benefits
There are two huge reasons we hold the IHG One Rewards Premier Credit Card:
The first is the annual Anniversary Night starting the second year of card membership. It’s redeemable for a night valued at up to 40,000 points. If you find a night valued at more than 40,000, you can use your IHG points to make up the difference. (Remember that IHG is a Chase Ultimate Rewards® points transfer partner.)
Next is the Fourth Night Free benefit. When you book an award stay (with points) for three consecutive nights, you can stay a fourth night for 0 points. This can really help you save money during a vacation. It’s one of the reasons we think the card is especially great for couples and families.
Cardmembers are given IHG One Rewards Platinum Elite status. This comes with perks such as:
- Room upgrades (when available)
- Guaranteed room availability
- Complimentary internet
- Priority check-in
- Late check-out
- Welcome amenity (usually 500 points or a free alcoholic beverage)
- $30 In-room spa credit
IHG Platinum status obtained through a travel credit card scored us this great complimentary upgrade!
Finally, you can earn a Global Entry, TSA PreCheck® or NEXUS statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. (That figure increases to $120 on October 1, 2024.)
Remember that you can always “gift” that benefit to someone else if you already have (or don’t want) it.
Learn here how to apply for the IHG One Rewards Premier Credit Card
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