Do you have a cell phone? The no-annual-fee Ink Business Cash® Credit Card can easily help you rack up points.
Current Welcome Offer: Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. That's up to $750 bonus cash back (awarded as 75,000 bonus points) Learn here how to apply for this offer.
What Kind of Points/Miles the Card Earns: Points that can be converted to cashback (statement credit, direct deposit, mailed check) or used toward travel, gift card redemptions, donations, or other rewards. Unlike some other cash back cards, there’s no minimum required to redeem your points toward cash back.
Annual Fee: $0
Points Earnings:
- Earn 5% cash back/5X on the first $25,000 spent in combined purchases each account anniversary year on these two categories (then 1%):
- at office supply stores
- on internet, cable, and phone services
- Earn 2% cash back/2X on the first $25,000 spent in combined purchases each account anniversary year on these two categories (then 1%):
- gas stations
- restaurants
- Earn 1%/1X on all other eligible transactions.
Where Can You Apply? Learn here how to apply for the Ink Business Cash® Credit Card.
Why We Love It:
If you have a cell phone bill, you need the Ink Cash Card. 5% cashback/5X points on phone services can add up very quickly. Our strategy: use The Business Platinum Card® from American Express’s $10 monthly wireless credit and then pay the balance on our Ink Cash. (Terms apply and manual enrollment is required for the Amex Business Platinum‘s $120 wireless credit opportunity.)
The 5X at office supply stores (and their websites) is also a great bonus.
What We Don’t Love
A foreign transaction fee? Really? We occasionally do business outside the United States — and don’t use the Ink Cash for those purchases. (You may already hold a card with no foreign transaction fees.)
We wish the 2X categories were maybe a little sweeter — some of us actually take clients to restaurants. But then again, it’s a no-annual-fee card. Beggars can’t be choosers.
For rates and fees of The Business Platinum Card® from American Express, please visit this link.
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
