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[Targeted] – Save 20% Off Norwegian Cruise Lines NCL Paying With Your Card

René by René
September 25, 2025
in Credit Cards, Cruises
4
A plastic cup with the "Norwegian Cruise Line" logo is placed on a wooden railing. The cup contains a clear liquid with condensation on the outside. In the background, there is a view of the ocean and a partly cloudy sky.

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.

If you are a frequent floater who loves sailing with Norwegian Cruise Lines (NCL), then you will want to check your credit cards to see if you, like me and my wife, were targeted for the new offer to save 20% on your cruise and more.

NCL Amex Offer

The image is a promotional offer from Norwegian Cruise Line. It states that if you spend $500 or more, you can earn $100 back. The offer expires on December 15, 2025. There is a button labeled "Add to Card." The details mention earning a one-time $100 statement credit after using an enrolled eligible card for purchases of $500 or more online at ncl.com or by phone by the expiration date. There are links to "ncl.com" and "View Offer Terms."

This offer is highly targeted and speaking with a number of friends who all had the previous Amex offer only a few of them could register for this promotion. Here are the T&C for the offer:

Earn a one-time $100 statement credit after using your enrolled eligible Card to spend a minimum of $500 in one or more purchases online at ncl.com or by phone at 1-888-438-7114 by 12/15/2025. See terms.

Offer Terms Eligibility and Enrollment
Enrollment is limited. Eligible Card Members must first add offer to Card and then use same Card for qualifying spend. Only US-issued American Express® Cards are eligible.

Limit of 1 statement credit per eligible Card Member account. If the Card Account is canceled or past due, it may not qualify to receive the statement credit(s).

Qualifying Purchases
Offer valid online only at US website NCL.com, by phone at 1-888-438-7114 or through your preferred travel advisor by 12/15/2025. Excludes purchases onboard, Norwegian gift cards, shore excursions and transportation to and from the ship. Offer valid only on purchases made in US dollars.

Offer only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.

Statement Credit
Please allow 90-days after 12/15/2025 for the statement credit(s) to be posted to the Account, provided that American Express receives information from the merchant about your qualifying purchase.

Participation in Amex Offers is subject to Amex Offers Program Terms.

The image is an American Express notification about using an Amex offer. It includes the following details: - A header with the American Express logo and account information. - A message stating "Good news! You used this Amex Offer:" followed by details of the offer. - The offer is for the Norwegian Cruise Line, with a condition to spend $500 or more to earn $100 back. - It specifies the card used and mentions "USD RESERVATION." - A note at the bottom advises that rewards will be reflected on an upcoming billing statement if all offer terms are met, and credits may be reversed if the purchase is returned or canceled.

As you can see I have already made a payment on an NCL cruise I have booked but not yet paid in full. My wife did the same and for a total $1,000 in payments we got $200 back!

The neatest part about offers like these is that if you have friends and family, who may not be taking an NCL cruise, you can (if they are targeted) use their cards to make $500 payments on your cruise! Not just that it also works for loading up your onboard fully refundable account and if you do not spend it you then walk off the ship with CASH in hand (you need to go to the finance desk the last full day of the cruise to cash out).

Were you targeted for this sweet NCL offer? – René

Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Previous Post

Worried About Your Fine Hotels Credits Expiring Soon? What If You Already Spent Your $200?

René

René

René de Lambert is a contributing writer for EyeoftheFlyer.com - He is an avid Delta and SkyTeam flyer who has held Delta’s top Diamond Medallion status for many years and flown millions of miles.

Comments 4

  1. Zoila Koch says:
    8 hours ago

    Targeted. Thanks!

    Reply
  2. Peter says:
    3 hours ago

    Which Amex card were you targeted? Between the 2 of us we have 14 Amex cards but didn’t see the offer on any of them!

    Reply
    • René says:
      3 hours ago

      @Peter – Biz Blue

      Reply
    • Chris Carley says:
      3 hours ago

      We have about as many cards as you. We, too, got the big goose egg. *thumbs down*

      Reply

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