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One of our favorite cash back rewards credit cards just underwent a slight refresh — and improved its already easy-to-meet early spend bonus!
Capital One Savor Cash Rewards Credit Card
The card formerly known as the “Capital One SavorOne Cash Rewards Credit Card” is now simply the “Capital One Savor Cash Rewards Credit Card.” It also received new card art:
Good news: the card still features a $0 annual fee. New card members can earn $200 cash back after spending $500 on purchases within three (3) months of being approved for card membership. . (Read more and learn here how to apply.)
Cashback can be applied toward statement credit, sent as a check, deposited via ACH, applied toward travel, or transferred as miles to another Capital One product.
The card also features a 0% introductory APR on purchases for 15 months, then 19.24% - 29.24% (Variable).

Why I Really Like This Card
First, there’s a $0 annual fee. I’ve held this card for a couple of years.
Next, the cash back earnings are great — especially for a no-annual-fee card:
- 8% on Capital One Entertainment purchases
- 5% on hotels and rental cars booked through Capital One Travel (terms apply)
- 3% on dining
- 3% at grocery stores (excluding superstores like Walmart® and Target®)
- 3% on popular streaming services
- 3% on entertainment
- Movie theatres
- Concert promoters
- Commercial sports promoters (professional or semi-professional live sporting events)
- Theatrical promoters
- Amusement parks
- Tourist attractions
- Zoos
- Bowling alleys
- Record stores
- Video rental locations (excluding digital streaming and subscription services)
- Aquariums
- Dance halls (I’m curious what “dance halls” are out there)
- Billiard and pool establishments
- 1% on other eligible purchases

Final Approach
The Capital One Savor Cash Rewards Credit Card received a minor refresh (new name and card art). Its welcome offer is also more rewarding. You can learn here how to apply.
Advertiser Disclosure: Eye of the Flyer, a division of Chatterbox Entertainment, Inc., is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of the links on this page are affiliate or referral links. We may receive a commission or referral bonus for purchases or successful applications made during shopping sessions or signups initiated from clicking those links.
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Just a thought: US Bank 4 percent cash back card. Although, it has foreign transaction fees.