Chase announced their 5% bonus categories for Q4 2023 for cardholders of the Chase Freedom Flex℠ and legacy Chase Freedom card (which is no longer open to applications).
Eligible purchases made with PayPal and wholesale clubs, as well as select charitable donations will earn 5% cashback (or 5X Ultimate Rewards) on eligible purchases, up to $1500 in combined, total spending from October 1, 2023, through December 31, 2023. (Put simply: spend up to $1500, get up to $75/7500 Ultimate Rewards points back.)
Cardholders can either log into their Chase account and manually activate the offer OR simply visit ChaseBonus.com and enter their last name, zip code, and last four numbers of their eligible card.
Why This Works for the Holidays
I love this opportunity. (And, also, we’re suddenly talking about Christmas!)
You may have gifts to purchase in the coming months. Many online retailers accept PayPal — so this offer essentially gives you a 5% discount on those purchases. (Make sure to start your shopping sessions through cashback portals like Rakuten, TopCashback, and BeFrugal, so you earn extra cashback!)
Plus, keep an eye on PayPal Digital Gifts: they sell e-gift cards and often run specials. So that’s another way to save money on gift cards for someone else — or yourself.
I belong to three wholesale clubs: Costco, Sam’s Club, and BJ’s.
Here’s the good news-bad news when it comes to Costco.
My favorite warehouse club doesn’t accept any credit card in-store other than Visa. But Costco.com accepts Mastercard.
Finally, if you feel like doing some good and donating to a cause, these are the eligible charities:
- American Red Cross
- Equal Justice Initiatives
- Feeding America
- Habitat for Humanity
- International Medical Corps
- International Rescue Committee
- Leadership Conference Education Fund
- NAACP Legal Defense and Educational Fund
- National Urban League
- Thurgood Marshall College Fund
- United Negro College Fund
- UNICEF USA
- United Way
- World Central Kitchen
- Out and Equal
You won’t necessarily become a zillionaire with the Chase Freedom/Flex 5% categories. But 5% cashback is pretty sweet. Make sure to add your Chase Freedom or Chase Freedom Flex℠ to your PayPal account, put it in your wallet, and start saving next month!
Featured image: ©iStock.com/ceazars.
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