IHG fans can take advantage of a promotion offering a 100% bonus when purchasing IHG One Rewards program points. Plus, there’s the opportunity to earn credit card bonuses and maybe some cashback.
IHG Points: 100% Bonus!
IHG One Rewards (formerly IHG Rewards) members can score double the points thanks to a promotion at Points.com. (Don’t go there yet! You might be able to save a few more bucks! We’ll tell you how in a minute.)
A minimum purchase of 15,000 points ($172.50) is required to activate the 100% bonus.
The promotion tops out at a 250,000-point base purchase (500,000 total points earned) for $2,500.
Stack with Cashback Portals!
Start your purchase through a cashback portal and earn back some of your money. As of this posting, RebatesMe offers 2.1% on points.com purchases. TopCashback offers 2%. (If you’re not yet a RebatesMe member, you can earn $10 bonus cashback when signing up and earning back at least $10 within the first year of membership. Depending on how many IHG points you purchase, you could do that in one fell swoop.)
Earn Credit Card Bonuses, Too!
Points.com do not code as travel purchases, nor are they IHG purchases. So, keep that in mind when choosing which credit card you want to use when buying points.
Here’s an interesting proposition to keep in mind. All three of Chase’s IHG co-branded cards offer a statement credit when using them to purchase points at Points.com.
- IHG® Rewards Premier Credit Card
- IHG® Rewards Premier Business Credit Card
- IHG® Rewards Traveler Credit Card
The offer terms state:
Save at least 20% on points purchases when you pay for those points with your IHG® Rewards Premier, Premier Business or Traveler Credit Cards. Point purchase amounts are subject to change by IHG® Rewards. These points are Non-Qualifying points and are not Elite Status qualifying. Upon completion of the points purchase, you agree that the total dollar price of the points, minus the discount, will be immediately charged to your credit card. The cost for the points purchased is non-refundable. The 20% discount cannot be combined with any other points purchase offer. (Bold mine)
That “20% discount cannot be combined with any other points purchase offer” verbiage leads me to believe that this 100% bonus promotion won’t trigger the credit. Nonetheless, I tested this out and bought 34,000 points (17,000 + 17,000) for $195.50 with my IHG® Rewards Premier Credit Card. The purchase is still pending on my account and hasn’t been discounted. Stay tuned. Worst case scenario: I earn about 588 bonus IHG points because the IHG® Rewards Premier Credit Card awards 3X points on purchases made in non-bonused categories.
Otherwise, are you trying to meet a minimum spending requirement for a credit card (welcome offer bonus, MQD waiver or MQM bonus with the Delta cards, retention offer, etc.)? Consider going with that.
Otherwise, use a card earning the maximum base points per dollar spent. For example, the Capital One Venture X Rewards Credit Card, Capital One Venture Rewards Credit Card, Capital One Spark Cash Plus, and Citi® Double Cash Card – 18 month BT offer all earn 2X per dollar spent on non-bonused purchases. The Capital One Quicksilver Cash Rewards Credit Card and Chase Freedom Unlimited® earn 1.5% on non-bonused spending.
Should You Buy IHG Points?
This is subjective.
Are you buying points speculatively and wondering where, when, and if you’ll ever use them? Then don’t purchase them.
If there’s an aspirational trip you have in mind (hello, InterContinental Resort Tahiti!) then it might be worth it. My family regularly stays at IHG properties (the Kimpton Muse in New York City is a favorite of ours), so I know we’ll get value out of my points purchase. We’re not afraid to stay at Holiday Inns (most of them, anyway) because they’re usually very family-friendly.
IHG and Points.com are running a promotion offering a 100% bonus on certain points purchases. Plus, there’s the option to earn cashback and credit card bonuses Just make sure you have some sort of plan how you’ll redeem your points.
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