The American Express® Business Gold Card gives you the opportunity to earn 4X on select business purchases — and also features a limited-time Pay With Points rebate!
Learn here how to apply for the American Express® Business Gold Card
Current Welcome Offer: Earn 70,000 bonus American Express® Membership Rewards® points after you spend $10,000 on purchases on the card within the first three (3) months of being approved for card membership. Terms apply. (Learn here how to apply for this offer.)
You can also pick one of two card colors: Gold or Rose Gold.
Card Type: American Express
What Kind of Points/Miles the Card Earns: American Express® Membership Rewards®
Annual Fee: $375 (See Rates and Fees)
Foreign Transaction Fees: $0 (See Rates and Fees)
APR: reg_apr,reg_apr_type (See Rates and Fees)
Points Earnings (terms apply to each):
- 4X Membership Rewards points on the two (2) categories on which your business spends the most each billing cycle, on up to $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. These are the current eligible categories:
- U.S. restaurants, including takeout and delivery
- Online, television, and radio advertising made from U.S. media providers
- Purchases directly from U.S. electronic goods retailers or software and cloud system providers
- U.S. gas stations
- superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations
- Transit purchases
- includes trains, taxi cabs, rideshare services, ferries, tolls, parking, buses, and subways
- U.S. wireless telephone services charges
- 1X on all other eligible purchases
Statement Credit and Other Card Features
$240 Annual Flexible Business Credits
Cardholders may earn up to $20 in statement credits each month when using the American Express® Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and office supply stores. This can end up saving members up to $240 each year. Enrollment required.
Walmart+ Statement Credit
Cardholders may earn $12.95 (plus applicable taxes) each month when using the American Express® Business Gold Card to pay for a monthly Walmart+ subscription. (Subject to auto-renewal and enrollment is required.)
25% Airline Pay With Points Rebate (Expires January 31, 2024)
One of our favorite features of The Business Platinum Card® From American Express is its 35% Pay With Points rebate.
The American Express® Business Gold Card features something similar. At least, through January 31, 2024. The card will no longer offer this feature as of February 1, 2024.
Until then, cardmembers can earn back 2.5 Membership Rewards points for every 10 points they redeem through Amex Travel for either a First or Business class flight on any airline — or for flights with their selected qualifying airline (enrollment required) using Membership Rewards Pay with Points. This feature is valid for up to 250,000 bonus points back per calendar year.
Learn here how to apply for the American Express® Business Gold Card
To see rates and fees for the American Express® Business Gold Card, please visit this link.
To see rates and fees for The Business Platinum Card® From American Express, please visit this link.
To see rates and fees for the American Express® Gold Card, please visit this link.
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