Most of us Delta flyers have either a personal Delta AMEX card and/or a Delta Business AMEX card as if you are even a semi-regular Delta flyer you just have to have one of these to get max value and perks.
But step two of this is buying tickets. As you can see I have all of the cards I am about to talk about! Yes it is nice to fly on award tickets but every once in a while we have to pay for them. But you know, I hate spending my own money. What if I told you could have a bunch of travel cash to buy Delta tickets and earn MQMs and Skymiles as you fly! Let’s take a look.
- Card one: Barclay’s Arrival card. This really is the best of the bunch and always lives in my wallet. You basically get 2.2% for purchases that is 2% for the item and then 10% points back when you spend them thus the net result is 2.2%. After minimum spend of just
$1000(now $3000) and redemption of 40,000 points you are getting $440 in value for this card alone.
- Card two A&B: US Bank Flex perks personal and business cards. Again, once you meet the minimum spend of $2500 you will net have 20,000 points and they will let you buy a ticket up to $400 but NOT one penny more or you bump up to the next point group of 30,000. Still, $400 in value for both of these cards towards buying tickets.
- Card three: Capital One Venture card – Please note Capital One pulls on all 3 credit bureaus unlike others that tend to just use one. The current offer after spend of $2000 (2x points per dollar spent) nets you 34,000 points worth $340. (note some readers are reporting 40,000 & $3000 spend when using cell phone to click links)!
- Card four: CitiBank Thank You Premiere card. This program works much like the Chase one that you can spend the points to book travel via them. Note on this one you don’t get ALL the points until year two so it is a spend and waiting game, then spend again to get them all. Still 55,000 points after both spending rounds is worth $687.50 toward travel.
- Card five: Chase Sapphire Preferred® Card. What is not to like on this one. After spending $3000 you will net out 43,000 points. If you book via the Ultimate Rewards portal a Delta flight you will get $537.50 in value for the 43,000 points.
The bottom line is you could pick up all these cards and after you have them all have over $2400+ in points that you can buy ANY Delta tickets you want, any time, no black outs; if the ticket is for sale you can buy it. These cards are also from different banks and that can help if you are getting more than one card on the same day. You can NOT combine these points but you could buy tickets one at a time flying the same flights. Also know some cards, like Barclay’s Arrival & Capital One Venture, you just pay with the card then get credit back later via their web sites. The others you have to book via their portals but that works too!
Here are some downsides about this vs say getting Delta AMEX cards and using points for Delta travel. With points, and a bunch of work, you can get business class seats at a “good” price for your points vs just buying a ticket in business that would cost a bunch. Also, if you are medallion PM+ you can change award tickets free up to 72hrs before flight. With a purchased ticket you will have to pay all sorts of fees to change many times.
For me, I use these cards and points mostly for mileage runs but that is just me. For you, it could be just what you need to make a vacation a bit more reasonable on our Delta! Are these cards in your wallet? – René
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